Porch Insurance isn’t just coverage—it’s a smarter way to protect, maintain, and get more value from your home, from day one. We combine homeowners insurance with tools, insights, and services that help you care for your home long after move-in day. From extra coverages and a Porch Home Warranty for eligible members to personalized home insights and maintenance reminders, we’re designed to help you protect what matters and stay ahead of issues before they become costly problems.
As a Porch member, you also get access to valuable perks that support the full homeownership journey. That includes moving support, discounts, handyman credits, and offers from trusted partners, all designed to make owning and maintaining your home easier. With Porch Insurance, you are not just covered. You are supported.
Porch Insurance provides the following insurance coverages by state.
Porch Insurance helps consumers protect and manage their homes through a member-focused approach that combines comprehensive coverage with practical support and valuable perks. As a member-owned insurer, Porch offers expanded protection including service line coverage, water and sewer coverage, residential glass protection, refrigerated product coverage, and a Porch Home Warranty with over $15,000 in combined coverage for appliance and system breakdowns caused by normal wear and tear.
Beyond insurance, Porch provides personalized home risk insights, seasonal maintenance reminders, appliance recall alerts, and a Virtual Home Assistant through the Porch Home App, helping consumers proactively care for their properties. Members also benefit from meaningful rewards such as policy discounts for new home purchases and inspections, moving assistance, handyman service vouchers, and access to exclusive partner offers, creating a more supportive and comprehensive insurance experience.
