The Porch Insurance commitment
At Porch Insurance, we believe partnerships should be simple, transparent, and mutually beneficial. When you work with Porch Insurance, you gain a carrier partner focused on helping you grow and retain business while delivering real value to policyholders.
Why Agencies Should Partner with Porch Insurance
Porch Insurance is a reciprocal exchange designed to support agents with competitive products, clear incentives, and a growth-oriented partnership model. We focus on making it easier for agents to write and retain homeowners business while rewarding performance and scale.
Here’s what sets Porch Insurance apart:
- Expanded coverage options
Policies include comprehensive built-in coverages and multiple policyholder discount opportunities to help you attract and retain customers.
- Clear, achievable production tiers
Our tier structure is straightforward and transparent, giving agents a clear path to growth:
- Silver: under $100k written premium
- Gold: $100k–$1M written premium
- Platinum: $1M–$5M written premium
- Platinum Elite: $5M+ written premium
- Industry-leading compensation
Earn higher base commissions than Homeowners of America, with additional upside through contingency commissions and tier advancement.
- Exclusive growth contingency program
Our contingency program rewards you for expanding your book of business. As your combined HOA and Porch Insurance production grows, your bonus opportunities grow with it. Tiered bonuses are designed to recognize sustained performance and scale.
At Porch Insurance, we focus on long-term partnerships that benefit both agents and policyholders.
* Commissions are governed by the Porch Agency Agreement and the Commission Schedule currently in effect. See full agreement and schedule for details.
