Car Insurance in Sanford, ME

Currently, Maine ranks as having the most affordable rates for car insurance in the US. Drivers in Maine save an average of $506 annually compared to the national average cost of coverage. Having affordable car insurance available near you can help you get equipped with the protection you need against collisions, lawsuits, and more.

An independent insurance agent in Sanford can help you find the right type of car insurance for you. They'll ensure that you get matched to a policy that only does what you need it to. But until then, here's a breakdown of car insurance in Sanford, ME.

Best Car Insurance in Sanford, ME

An independent insurance agent in your city can help you find the best car insurance in Sanford. Independent insurance agents know what to look for in a policy and which local carriers offer the best rates. They can provide you with several quotes from multiple carriers together in one place, plus help you scout out any discounts you qualify for.

What Does Car Insurance Cover in Sanford, ME?

You want a car insurance policy that includes all the types of coverage that satisfy your state's minimum requirements and your personal needs. Here are some of the most commonly chosen car insurance coverages:

• Personal injury protection: This coverage reimburses injuries to yourself and your passengers if you're at fault for an accident.
• Liability coverage: This covers legal expenses if you cause property damage or bodily injury to a third party with your vehicle.
• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.  

Your independent insurance agent will help you build the exact car insurance policy that works best for you.

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How Much Does Car Insurance Cost in Sanford, ME?

Drivers in Maine pay, on average, only $805 annually for car insurance. Maine ranks as the cheapest state for car insurance premiums in the nation, and it's not difficult to see why considering the national average rate is currently $1,311 annually. Thanks to this, your independent insurance agent in Sanford can easily help you find affordable coverage right in your town. 

Is Car Insurance Required in Sanford, ME?

Drivers in Sanford, as well as across the rest of the state of Maine, must be equipped with two forms of liability coverage, medical payments coverage, and uninsured motorist coverage in two categories before they can legally drive.

Drivers in Sanford, ME must have the following coverages:

• Property damage liability: This covers the costs of lawsuits related to causing damage to someone else's property with your vehicle. Maine drivers must have at least $25,000 per incident of property damage liability coverage.
• Bodily injury liability: This covers the costs of lawsuits related to causing bodily injury to someone else with your vehicle. Maine drivers must have at least $50,000 per person and $100,000 per incident of bodily injury liability coverage.
• Medical payments coverage: This covers the costs of medical treatments to you and your passengers if there are any injuries after an accident that you caused. Maine drivers must have at least $2,000 of medical payments coverage.
• Uninsured motorist coverage: This covers you if you get into an accident with an uninsured or underinsured driver who was at fault. Maine drivers must have at least $50,000 of uninsured motorist coverage per person and $100,000 per accident.

Working together with an independent insurance agent in Sanford is a great way to ensure that your car insurance policy complies with all of Maine's minimum coverage requirements. 

What Are the Best Car Insurance Companies in Sanford, ME?

Affordable car insurance is available from many different carriers in Sanford. But we've compiled a list of top-rated, quality car insurance companies in Sanford, Maine who also offer great rates. 

Best Car Insurance Companies in Sanford, ME	Star Rating
Progressive
Foremost
Peerless
Travelers
MAPFRE Insurance

Why Work with an Independent Insurance Agent in Sanford, ME?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Maine to find you the right coverage at a great price.