Wichita Homeowners Insurance
Find the right homeowners insurance policy for you.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Wichita is the largest city in Kansas, offering residents easy access to museums, theaters and shopping. MSN Real Estate recognized Wichita, KS as the nation’s most affordable city, and CNN Money ranked it ninth among the top 10 best cities in the nation. While Wichita offers a lot of perks for homeowners, there are also some serious risks, with frequent summer storms and a high risk for tornadoes. If you live in this area, you’ll need the protection of a reliable Wichita homeowners insurance plan.
Trusted Choice® Independent Insurance Agents take the guesswork out of buying home insurance in Wichita. Our caring agents give one-on-one support to homeowners, taking time to answer your questions, explain your coverage options and provide multiple rate quotes.
- National yearly premium average: $1,034
- Kansas yearly premium average: $1,213
- 8th most expensive premium in the U.S.
Home insurance premiums in Kansas rank among the most expensive in the nation, but Trusted Choice agents can help you find significant savings. Your personalized rate is based on the size and location of your home, along with any unique risk factors like swimming pools, trampolines and aggressive dog breeds.
Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.
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Wichita Second Home and Vacation Home Insurance
In recent years, Wichita has become a top-rated destination for tourists in Kansas, thanks to the many museums, shopping malls and the popular Sedgwick County Zoo. Investing in a second home or vacation property in Wichita could be a smart investment, but you need reliable homeowners insurance to protect against the city’s severe weather risks. Trusted Choice agents can guide you toward the best policies that safeguard second homes from frequent problems like burglary and property damage.
Number of Thefts in Kansas
- National number of burglaries: 37,814
- Kansas number of burglaries: 17,375
Home break-ins are an ongoing problem in Wichita, making it crucial for homeowners to be vigilant about locking doors and installing security systems. Of course, there is no guarantee that your home won’t eventually become a target, so choose a home insurance plan that covers burglaries just in case. If you come home from work one day and realize you’ve been robbed, you can file a claim with your home insurance provider and get the money you need to replace stolen valuables and repair any broken windows or busted doors.
Number of Catastrophes in Kansas
- Number of catastrophes in Kansas: 1,151
- Number of tornadoes in Kansas: 178
- Amount of property damage in Kansas: $30,360,000
- 1 in 15 insured homes has a claim each year
Kansas is one of the most dangerous states for natural disasters, with a high number of weather-related catastrophes each year. The most serious risks are tornadoes and flooding, which have caused millions of dollars in damage to homes in recent years. If you live in Kansas, you simply can’t afford to skimp on home insurance. It protects your home investment and provides the financial resources you need to make repairs if a major storm hits in your neighborhood.
What Are the Risks in Wichita?
Wichita faces an extremely high risk for tornado activity, with an average of four tornadoes per year. Since 1950, there have been 233 tornadoes recorded in the area, and many of them caused multiple injuries and fatalities. In 1991, an F5 tornado struck the Wichita area, causing 225 injuries and 17 deaths and destroying dozens of homes. With a long history of dangerous weather, make sure your home in Wichita is fully covered by comprehensive Wichita homeowners insurance.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
Compare Wichita Home Insurance Quotes
Finding affordable home insurance in Wichita starts with a call to an experienced Trusted Choice Independent Insurance Agent. Our agents know the risks you face in Wichita, and they can help you choose a plan that will give your home maximum protection at an affordable price. Trusted Choice Independent Insurance Agents offer rate quotes on multiple policies, giving you the chance to compare quotes before you select the plan that is right for your home and budget. Contact an agent today to get a customized quote on Wichita home insurance.