RMS Hospitality Group Insurance Company Review 2025
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Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Trusted Choice's RMS Hospitality Group Insurance Score
4 Stars
We award RMS Hospitality Group a final rating of four out of five stars. RMS Hospitality Group is a specialized program division of RMS Insurance Brokerage, LLC, and has been around for more than 20 years.
The carrier offers insurance brokerage, consulting, and insurance underwriting services. RMS Hospitality Group states that its coverage is all underwritten by insurance companies that have at least an "A" (excellent) rating by AM Best or higher, which means the carrier has outstanding and reliable financial strength.
RMS Hospitality Group sells many types of coverage for businesses in the hospitality industry, including general liability insurance, excess liability insurance, and liquor liability insurance. With an extensive social media presence, RMS Hospitality Group is highly accessible to its agents, brokers, and policyholders.
Products are also sold nationwide, which is a huge plus. Overall, we recommend looking into RMS Hospitality Group to be your next trusted carrier.
RMS Hospitality Group Insurance Company Pros and Cons:
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RMS Hospitality Group Insurance Products by Type
RMS Hospitality Group focuses on the hospitality niche and offers a wide selection of business insurance products, including:
Business Insurance:
- General liability insurance
- Products and completed operations insurance
- Liquor liability insurance
- Assault and battery insurance
- Excess liability insurance
- Workers' compensation insurance
RMS Hospitality Group General Liability Insurance
RMS Hospitality Group offers commercial general liability (CGL) insurance for many types of businesses within the hospitality niche. This coverage can reimburse business owners for expenses associated with third-party claims of bodily injury or personal property damage. CGL Insurance can pay for lawsuit costs, including attorney, court, and settlement or judgment fees.
Coverage types, features, and benefits:
Industries served
RMS Hospitality Group offers CGL insurance and many other types of coverage for businesses in the following industries:
- Nightclubs and adult nightclubs
- Live music venues
- Lounges
- Pubs and taverns
- Sports bars
- Jazz clubs
- Comedy clubs
- Restaurants
RMS Hospitality Group General Liability Insurance Average Prices
RMS Hospitality Group does not make information about its average prices readily available. If you're interested in getting a policy from RMS Hospitality Group, you can contact the carrier directly or work with a local independent insurance agent. Your agent can provide exact quotes and other coverage information for you.
What Discounts Does RMS Hospitality Group Offer?
RMS Hospitality Group does not detail its specific discounts on its official website or social media. An independent insurance agent can provide better discount information and premium quotes for coverage through RMS Hospitality Group. When it comes to coverage, independent insurance agents work hard to help get you the most for your money.
RMS Hospitality Group Insurance Customer Service
Here's an overview of RMS Hospitality Group's customer service availability and options:
- Phone
- Fax
- Online claims reporting
- Contact form on website
- Snail mail
- Customer service phone department has the following hour restrictions:
| Days | Hours (EST) | ||
| Monday-Friday | 8 a.m. - 6 p.m. | ||
| Saturday | CLOSED | ||
| Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
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RMS Hospitality Group Insurance FAQs
RMS Hospitality Group allows customers to file claims online or by email. The carrier does not make a specific claims response time frame promise.
RMS Hospitality Group allows customers to get in touch via phone, fax, email, snail mail, or the official website's contact form. The carrier is available by phone during extended hours, Monday through Friday.
RMS Hospitality Group provides detailed instructions for customers to file claims. However, the carrier does not detail its specific claims process on the official website. Policyholders who have questions about the claims process can contact the carrier directly or work with their independent insurance agents, who can file claims for them directly.
RMS Hospitality Group has a polished website. The carrier also has an extensive social media presence across Facebook, LinkedIn, X, YouTube, and Instagram, which makes it more accessible to customers. Overall, RMS Hospitality Group provides a fairly user-friendly experience for customers.
RMS Hospitality Group boasts that its coverage options are all underwritten by insurance companies rated at least "A" or higher by AM Best. The carrier provides important business insurance coverage options for many companies within the hospitality field and offers its products in all 50 states. Overall, RMS Hospitality Group can certainly be considered a good insurance company.
RMS Hospitality Group's insurance products may be right for business owners who work in the hospitality niche. Owners of music venues, nightclubs, sports bars, etc., may find the coverage they're seeking from RMS Hospitality Group.
RMS Hospitality Group does not provide information about its average business insurance rates online. If you're interested in more information about RMS Hospitality Group's prices, work with a local independent insurance agent who can obtain exact quotes and coverage details for you.
https://www.rmshg.com/
https://www.linkedin.com/company/rms-hospitality-group/about/
https://www.mynewmarkets.com/companies/rmshg