Louisiana Workers' Compensation Corporation Insurance Company Review 2025

LWCC offers workers' compensation insurance coverage for businesses in the state of Louisiana and has excellent official ratings.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Reviewed by Cara Carlone
Reviewed by Cara Carlone

Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.

Updated

Our Louisiana Workers' Compensation Corporation (LWCC) Insurance Company Score

2 Stars


We award Louisiana Workers' Compensation Corporation a final rating of two out of five stars. Though the carrier is highly rated by AM Best and the BBB, it is not accredited by the latter organization. Coverage is also only currently offered in one state, making its reach highly limited.

Louisiana Workers' Compensation Corporation was founded in 1992, giving the carrier more than 30 years of experience in the insurance industry. Headquartered in Baton Rouge, Louisiana, LWCC focuses its efforts on providing quality workers' comp coverage for businesses and workers in the state. LWCC is a private, mutual insurance company.

It's difficult to find much information about LWCC's coverage, and customer feedback about the insurance company is also difficult to find. Unfortunately, financial strength alone isn't enough to convince us that LWCC is a safe carrier to entrust with your coverage.

Overall, we recommend working with an independent insurance agent to survey all of your options for quality workers' comp insurance. It may be in your best interest to skip looking into Louisiana Workers' Compensation Corporation based on the limited information available.

Louisiana Workers' Compensation Corporation (LWCC) Insurance Company Pros and Cons:

Pros: Cons:
Founded in 1992
Not a BBB-accredited carrier
Rated "A" (excellent) by AM Best
Not much coverage information available
Rated "A+" (excellent) by the Better Business Bureau (BBB)
No discount information available
Multi-award winner from Ward Group
Coverage only offered in one state
Only one form of coverage offered
Limited social media presence

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

LWCC Insurance Products by Type

LWCC is a specialized insurance company that focuses on workers' compensation insurance.

Business Insurance:

  • Workers' compensation insurance

LWCC Workers' Compensation Average Prices

LWCC's average workers' compensation rates vary widely depending on the industry your business is in, the number of employees you have, your annual payroll, and other factors. To get a better idea of how much a workers' comp policy might cost for your business, use our workers' compensation calculator. An independent insurance agent can also help you find quotes for coverage.

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What Discounts Does LWCC Offer?

LWCC does not make information about its specific discounts readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that includes all the protection your business needs.

LWCC Customer Service

Here's an overview of LWCC's customer service options and availability. 

  • Phone
  • Fax 
  • Email 
  • Snail mail 
  • The customer service phone department's hours are not specified.


Days Hours


NOT SPECIFIED NOT SPECIFIED

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Louisiana Workers' Compensation Corporation FAQs

LWCC does not provide a specific claims response time frame.

LWCC does not specify its phone department's contact hours. The carrier allows customers to contact it via phone, fax, email, or snail mail.

LWCC breaks down its claims process in four simple steps:

  1. Report the incident ASAP and have your employee drug tested.
  2. Manage your claim with LWCC's claims team's assistance.
  3. Get care for your worker utilizing LWCC's statewide occupational medicine network, OMNET.
  4. Design a plan to get your employee back to work using LWCC's WorkAction program.

LWCC falls a bit short in the user-friendliness department. There's not much information provided about its coverage or claims processing on the official website, and the carrier's phone contact hours are not specified. They also have less of a social media presence than many modern carriers.

LWCC does not provide much detail about its coverage, unless you contact the carrier through an agent. LWCC currently only offers its workers comp insurance in the state of Louisiana. 

LWCC is highly rated by AM Best and the BBB and has demonstrated impressive financial strength. However, the carrier is not accredited by the BBB. It's also difficult to find any customer feedback, which makes it difficult to rule them as a good company overall.

LWCC only offers workers' compensation insurance in its home state of Louisiana. If you own a business in Louisiana, you may benefit from LWCC's workers' comp coverage.

The cost of LWCC's workers' comp depends on the type of business, number of employees, annual payroll, and other factors. An independent insurance agent can help you get a quote for your business.

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https://www.lwcc.com/

https://ratings.ambest.com/CompanyProfile.aspx?BL=0&ambnum=11339&AltNum=26111339&AltSrc=3

https://www.bbb.org/us/la/baton-rouge/profile/workers-compensation-insurance/louisiana-workers-compensation-corporation-0835-90007201/customer-reviews

https://www.linkedin.com/company/lwcc/about/