Joyn Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Trusted Choice's Joyn Insurance Score
2.25 Stars
We award Joyn Insurance a final rating of 2.25 out of 5 stars. Joyn Insurance offers coverage for many different commercial industries, from wholesale to service and manufacturing. The carrier is still in its first five years of development and, as such, has not yet been officially rated by organizations like AM Best or the Better Business Bureau (BBB).
Founded in 2020, Joyn Insurance is one of the younger insurance companies on the market. The carrier is headquartered in New York City, New York. Coverage is now available in most states.
With a lack of official ratings and virtually no customer reviews to be found, we're hesitant to recommend Joyn Insurance at this time. Overall, we recommend looking into other business insurance carriers with the help of your independent insurance agent. You may want to wait a few years before entrusting Joyn Insurance.
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Joyn Insurance Products by Type
Joyn is a specialized insurance company, with a focus on business insurance. The carrier sells the following products:
Business Insurance:
- Hired/non-owned auto liability insurance
- Liquor liability insurance
Joyn Insurance General Liability Insurance
Joyn's general liability insurance is available for businesses in many different industries, including the following:
- Real estate
- Services
- Retail
- Wholesale
- Artisan contractors
- Manufacturing
Joyn offers a couple of optional coverage enhancements for its general liability policies.
Coverage types, features, and benefits:
Hired/non-owned auto liability
Joyn's optional hired/non-owned auto liability can cover claims for any vehicles your business rents, leases, or borrows.
Liquor liability
Joyn's optional liquor liability coverage can pay for claims of third-party injuries and property damage for businesses that serve or sell alcohol.
Joyn Insurance General Liability Insurance Average Prices
Joyn states that its general liability insurance policies with a limit of $1 million in coverage have a minimum premium of $2,500. An independent insurance agent can help you find more information about Joyn's pricing and help you get a quote. You can also get an estimate of how much business insurance might cost your company by using our business insurance calculator.
What Discounts Does Joyn Insurance Offer?
Joyn Insurance does not make information about its specific discounts readily available. However, an independent insurance agent can help you find these details. Independent insurance agents work hard to find you the right coverage at the most affordable price.
Joyn Insurance Customer Service
Here's a breakdown of Joyn Insurance's customer service options and availability:
- Phone
- Website contact form
- Customer service hours not specified
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters so you can relax and enjoy your coverage.
Connect with a Joyn Insurance Agent Today.
Shopping for insurance? Joyn has you covered.
Joyn Insurance FAQs
Joyn Insurance doesn't make a specific claims response time frame promise but strives to provide a fast response.
Joyn Insurance is available through several mediums, including email and phone, but its contact hours are not specified.
Joyn Insurance does not detail its claims process step by step but allows customers to file via email or phone. An independent insurance agent can also file claims for you and keep you updated through every step of the process.
Joyn Insurance's official website is polished and easy to navigate. The carrier also has a limited social media presence on LinkedIn only. As a younger carrier, Joyn has room to grow in the user-friendliness department.
Joyn Insurance offers general liability insurance for many industries, with a limit of $1 million in coverage. Not much detail about the carrier's coverage is provided on the official website.
Joyn Insurance offers solutions for small to mid-sized businesses. The carrier is still in its infancy and lacks official ratings by organizations like AM Best and the BBB. As such, it's difficult to determine whether Joyn can be considered a good insurance company.
Joyn's insurance products may be right for business owners and professionals seeking various types of business insurance. The carrier sells general liability, commercial property, and other types of business coverage.
https://www.joyninsurance.com/insurance-solutions/
https://www.linkedin.com/company/joyninsurance/about/