How Much Is Volkswagen Insurance by Model?
Discover how much you can expect to pay to insure your Volkswagen.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Volkswagen, or VW, is a German automobile manufacturer founded in 1937. The company is best known for the iconic VW Beetle, and it also makes a varied line of cars and SUVs.
No matter what type of Volkswagen you drive, you’ll need the best car insurance you can find to protect your investment. The average cost of Volkswagen insurance per year is $1,295.93. This is lower than the national average cost of car insurance, which is $1,311 per year.
Our Volkswagen insurance guide provides average insurance cost information by model and top-rated insurance company. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Volkswagen Cost to Insure by Model?
Are Volkswagens Expensive to Insure?
Why Do Insurance Costs Differ Between Volkswagen Models?
How Much Is Car Insurance for a Volkswagen Beetle?
How Much Is Car Insurance for a Volkswagen Golf?
How Much Is Car Insurance for a Volkswagen Jetta?
How Much Is Car Insurance for a Volkswagen Passat?
How Much Is Car Insurance for a Volkswagen Tiguan?
What Other Factors Affect Volkswagen Insurance Costs?
FAQs about Volkswagen Insurance
How to Save the Most Money on Volkswagen Insurance
How Much Does a Volkswagen Cost to Insure by Model?
Many factors influence car insurance costs, including the car’s make and model. The various Volkswagen models have different car insurance premiums depending on the unique characteristics of each model. Most people will pay more or less than the average.
We compared quotes for some popular Volkswagen models to give you an idea of how much each one costs to insure.
| Volkswagen Model | Average Cost of Car Insurance Per Year |
|---|---|
| Volkswagen Beetle | $1,246.60 |
| Volkswagen Golf | $1,237.33 |
| Volkswagen Jetta | $1,323.80 |
| Volkswagen Passat | $1,358.40 |
| Volkswagen Tiguan | $1,313.50 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Volkswagen you drive.
Are Volkswagens Expensive to Insure?
The cost to insure your Volkswagen depends on the model that you choose. In addition, the cost of Volkswagen insurance varies by your location, driving history, coverage options, and deductibles.
We compared popular Volkswagen models and found that in general, car insurance for a Volkswagen is slightly lower than the national average. Shopping around can help you find the most affordable coverage for your needs and budget.
Why Do Insurance Costs Differ Between Volkswagen Models?
Car insurance costs differ by model depending on several factors.
Generally, any vehicle that has a higher purchase price, is more expensive to repair, or is more likely to be stolen or involved in an accident will cost more to insure. We can see that among Volkswagens, the most expensive model to insure is the Passat. This model costs about $1,358.40 per year to insure.
Models that have a lower purchase price, have certain safety features, or are less likely to be involved in an accident are often inexpensive to insure. The Volkswagen Golf, for example, is the least expensive Volkswagen model to insure with an average annual cost of $1,237.33.
How Much Is Car Insurance for a Volkswagen Beetle?
The Volkswagen Beetle—officially the Volkswagen Type 1— is an iconic compact economy car that was sold in the US between 1950 to 1979, and again from 1998 to 2011 and from 2012 to 2019.
Our research found that the Volkswagen Beetle is the second least expensive Volkswagen model to insure, with an average car insurance rate of $1,246.60 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,021 |
| Nationwide | $1,134 |
| Erie | $1,297 |
| USAA | $1,387 |
| Arbella | $1,394 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $103.88 | $1,246.60 |
How Much Is Car Insurance for a Volkswagen Golf?
The Volkswagen Golf has an average car insurance rate of $1,237.33 per year. While these rates are below the national average of $1,311 per year, your rates will be higher or lower depending on where you live, your age, your gender, and several other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $991 |
| Nationwide | $1,046 |
| Erie | $1,305 |
| Arbella | $1,309 |
| Mercury Insurance Company | $1,358 |
| USAA | $1,415 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $103.11 | $1,237.33 |
How Much Is Car Insurance for a Volkswagen Jetta?
The Volkswagen Jetta has an average car insurance premium of $1,323.80 per year, putting it slightly above the national average for car insurance costs, but among the most expensive Volkswagen models to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,157 |
| USAA | $1,301 |
| Nationwide | $1,303 |
| Erie | $1,334 |
| Progressive | $1,524 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $110.32 | $1,323.80 |
How Much Is Car Insurance for a Volkswagen Passat?
The Volkswagen Passat has an average insurance cost of $1,358.40 per year, making it the most expensive Volkswagen model to insure among the insurance companies we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,186 |
| Nationwide | $1,244 |
| USAA | $1,405 |
| Erie | $1,428 |
| Arbella | $1,529 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $113.20 | $1,358.40 |
How Much Is Car Insurance for a Volkswagen Tiguan?
The Volkswagen Tiguan has an average annual insurance cost of $1,313.50, which is similar to the national average insurance cost of $1,311 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,133 |
| Vermont Mutual | $1,225 |
| Erie | $1,271 |
| Progressive | $1,406 |
| Mercury Insurance Group | $1,422 |
| USAA | $1,424 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $109.46 | $1,313.50 |
What Other Factors Affect Volkswagen Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area, and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs about Volkswagen Insurance
We compared several Volkswagen models and found that insurance coverage is affordable relative to the national average. The average cost of Volkswagen insurance is $1,295.93 per year, which is lower than the national average of $1,311 per year. You’ll be able to find Volkswagen insurance that is above or below average, depending on the make, model, and other factors.
We found that the Volkswagen Passat is the most expensive model to insure among the insurance companies we reviewed. The average annual insurance cost for a Passat according to our research is $1,358.40.
The Volkswagen Golf is the cheapest Volkswagen model to insure, according to our research. The average cost to insure a Golf is $1,237.33 per year, which is well below the national average car insurance premium of $1,311.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
How to Save the Most Money on Volkswagen Insurance
You can save the most money on Volkswagen insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the one that’s best for your needs and budget. Your agent will also help you maximize the discounts that you can apply to your premium, getting you the best possible rate.
https://www.thezebra.com/auto-insurance/vehicles/volkswagen/beetle/
https://www.thezebra.com/auto-insurance/vehicles/volkswagen/golf/
https://www.thezebra.com/auto-insurance/vehicles/volkswagen/jetta/
https://www.thezebra.com/auto-insurance/vehicles/volkswagen/passat/
https://www.thezebra.com/auto-insurance/vehicles/volkswagen/tiguan/