Mazda Miata Insurance Cost

Find out how much it costs to get car insurance for a Mazda Miata by model year and insurance company.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

Updated
Mazda M-5 RF Miata. Find Mazda Miata Insurance.

The Mazda Miata (or MX-5) is a two-passenger sports car that debuted in 1989. 

If you have a Mazda Miata, you need to protect your investment with the right car insurance. The average cost of Miata insurance is around $943.28 per year, which is significantly lower than the current national average insurance cost of $1,311 per year.

An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of Mazda Miata insurance costs by model year will help you know what to expect. 

How Much Does Mazda Miata Insurance Cost?

The average cost of car insurance for a Mazda Miata is about $943.28 per year, which is lower than the national average of $1,311 per year. While your car’s make and model have a major impact on your insurance costs, numerous other factors influence your car insurance premiums.  

Your car insurance costs will be higher or lower than average depending on the following:

  • Your age, gender, and marital status
  • Your driving record
  • Your credit score
  • Where you live
  • How far you drive each day
  • The coverage and deductible you choose

You’ll need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage

Adding collision coverage,  comprehensive coverage, and other optional coverage to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best Mazda Miata insurance coverage for your needs. 

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The Average Cost of Mazda Miata Insurance by Model Year

The average cost of car insurance for a Mazda Miata is $943.28 per year or $78.61 per month. Next, we provide car insurance costs for a Mazda Miata by model year and top-rated insurance company.

2020 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Nationwide $916
Vermont Mutual $973
Acuity $1,290
Arbella $1,303
Plymouth Rock Assurance $1,410
USAA $1,460
Average cost to insure per month: Average cost to insure per year:
$102.11 $1,225.33

2019 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Nationwide $1,064
Auto-Owners $1,207
USAA $1,256
Arbella $1,291
Plymouth Rock Assurance $1,327
Erie $1,328
Acuity $1,328
Average cost to insure per month: Average cost to insure per year:
$105.12 $1,261.32

2016 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Vermont Mutual $874
Nationwide $923
Erie $1,073
USAA $1,186
Arbella $1,195
Acuity $1,202
Average cost to insure per month: Average cost to insure per year:
$89.63 $1,075.50

2015 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $704
Vermont Mutual $852
USAA $908
Plymouth Rock Assurance $914
Acuity $933
Nationwide $946
Average cost to insure per month: Average cost to insure per year:
$73.14 $876.17

2014 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $685
Vermont Mutual $805
USAA $835
Acuity $845
Plymouth Rock Assurance $891
Nationwide $954
Average cost to insure per month: Average cost to insure per year:
$69.65 $835.83

2013 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $648
USAA $730
Vermont Mutual $759
Acuity $800
Plymouth Rock Assurance $867
Nationwide $872
Average cost to insure per month: Average cost to insure per year:
$64.94 $779.33

2012 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $618
USAA $639
Vermont Mutual $736
Acuity $772
Plymouth Rock Assurance $848
Progressive $865
Nationwide $888
Average cost to insure per month: Average cost to insure per year:
$63.88 $766.57

2011 Mazda Miata Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $586
USAA $630
Vermont Mutual $692
Progressive $801
Nationwide $815
Plymouth Rock Assurance $833
Average cost to insure per month: Average cost to insure per year:
$60.51 $726.17

How to Find the Best Mazda Miata Insurance

You can find the best Mazda Miata insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are also there for you when you have to file a claim or to help you with any of your insurance needs.

Other Mazda Models

Mazda CX-5

Mazda 3

Mazda RX-8

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