How Much Is Jeep Insurance by Model?
Discover how much you can expect to pay to insure your Jeep.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Jeep is an American automobile manufacturer whose current lineup of models consists entirely of sport utility vehicles, from crossovers to off-road models. No matter what Jeep model you drive, you’ll need the best car insurance you can find to protect your investment.
The average cost of Jeep insurance per year is $1,221.49 per year. This is less than the national average cost of car insurance, which is $1,311 per year.
Our guide to Jeep insurance provides cost information for Jeep’s most popular models and several top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Jeep Cost to Insure by Model?
Are Jeeps Expensive to Insure?
Why Do Insurance Costs Differ Between Jeep Models?
How Much Is Car Insurance for a Jeep Cherokee?
How Much Is Car Insurance for a Jeep Compass?
How Much Is Car Insurance for a Jeep Grand Cherokee?
How Much Is Car Insurance for a Jeep Renegade?
How Much Is Car Insurance for a Jeep Wrangler?
What Other Factors Affect Jeep Insurance Costs?
How to Save the Most Money on Jeep Insurance
How Much Does Jeep Cost to Insure by Model?
The cost to insure a Jeep can vary depending on the model. If you’re looking to purchase a Jeep, you’ll find that the Jeep Wrangler is the cheapest to insure, with an average car insurance cost of $1,151.50 per year.
The most expensive Jeep to insure, according to our research, is the Jeep Cherokee, which has an average annual premium of $1,291.60.
We’ve broken down the insurance costs for several popular Jeep models.
| Jeep Model | Average Cost of Car Insurance Per Year |
|---|---|
| Jeep Cherokee | $1,291.60 |
| Jeep Compass | $1,188.50 |
| Jeep Grand Cherokee | $1,196.20 |
| Jeep Renegade | $1,279.67 |
| Jeep Wrangler | $1,151.50 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Jeep you drive.
Are Jeeps Expensive to Insure?
The cost to insure your Jeep depends on the model that you choose. In addition, the cost of Jeep insurance varies by your location, driving history, coverage options, and deductibles.
We compared popular Jeep models and found that in general, Jeep vehicles cost less to insure than many luxury or sports car brands.
Why Do Insurance Costs Differ Between Jeep Models?
Car insurance costs differ by model depending on several factors. Every Jeep model has different safety ratings, repair costs, and theft rates. Newer model years, models that are more expensive, and models with more horsepower typically cost more to insure than their less expensive, older, or less powerful counterparts.
How Much Is Car Insurance for a Jeep Cherokee?
Our research found that the Jeep Cherokee is one of the more expensive Jeep models to insure, with an average premium of $1,291.60 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,125 |
| Vermont Mutual | $1,170 |
| USAA | $1,268 |
| Erie | $1,391 |
| Progressive | $1,504 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $107.60 | $1,291.60 |
How Much Is Car Insurance for a Jeep Compass?
The Jeep Compass has an average premium of $1,188.50 per year. According to our research, it's the second least expensive Jeep model to insure on our list, with rates that are often well below the national average.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $959 |
| Nationwide | $1,083 |
| USAA | $1,200 |
| Erie | $1,223 |
| Arbella | $1,307 |
| Plymouth Rock Assurance | $1,359 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $99.04 | $1,188.50 |
How Much Is Car Insurance for a Jeep Grand Cherokee?
The Jeep Grand Cherokee has an average insurance cost of $1,196.20 per year. It’s in the middle of the pack for Jeep insurance costs.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $991 |
| Nationwide | $1,018 |
| Erie | $1,251 |
| Arbella | $1,309 |
| USAA | $1,412 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $99.68 | $1,196.20 |
How Much Is Car Insurance for a Jeep Renegade?
The average cost to insure a Jeep Renegade is $1,279.67 per year, putting it near the top of Jeep models in terms of insurance costs.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,163 |
| Vermont Mutual | $1,170 |
| USAA | $1,238 |
| Erie | $1,323 |
| Progressive | $1,381 |
| Plymouth Rock Assurance | $1,403 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $106.64 | $1,279.67 |
How Much Is Car Insurance for a Jeep Wrangler?
The Jeep Wrangler has an average annual insurance cost of $1,151.50. If you’re looking for the Jeep model with the most affordable insurance, the Wrangler is for you.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $953 |
| Nationwide | $1,031 |
| Erie | $1,069 |
| Arbella | $1,247 |
| USAA | $1,293 |
| Plymouth Rock Assurance | $1,316 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $95.96 | $1,151.50 |
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What Other Factors Affect Jeep Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs about Jeep Insurance
We compared several Jeep models and found that the average cost of insurance coverage is $1,221.49 per year. This is below the national average car insurance cost of $1,311 per year. Your Jeep insurance costs will be above or below the average for the brand, depending on the model, model year, and several other factors.
We found that the Jeep Cherokee is the most expensive model to insure. The average annual insurance cost for a Cherokee, according to our research, is $1,291.60.
The Jeep Wrangler is the cheapest Jeep model to insure, according to our research. The average cost to insure a Wrangler is $1,151.50 per year. This is well below the national average car insurance premium of $1,311.
How to Save the Most Money on Jeep Insurance
You can save the most money on Jeep insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
https://www.thezebra.com/auto-insurance/vehicles/jeep/cherokee/
https://www.thezebra.com/auto-insurance/vehicles/jeep/compass/
https://www.thezebra.com/auto-insurance/vehicles/jeep/grand-cherokee/
https://www.thezebra.com/auto-insurance/vehicles/jeep/renegade/
https://www.thezebra.com/auto-insurance/vehicles/jeep/wrangler/