How Much Is Honda Insurance by Model?
Discover how much you can expect to pay to insure your Honda.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Honda is one of the largest automobile manufacturers in the world. Its cars, trucks, and vans have a long reputation for quality and longevity, with a variety of models to suit every taste.
No matter what Honda model you drive, you’ll need the best car insurance you can find to protect your investment. The average cost of Honda insurance per year is $1,151.50. This is well below the national average cost of car insurance, which is $1,311 per year.
Our Honda insurance guide provides average insurance cost information by model and top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Honda Cost to Insure by Model?
Are Hondas Expensive to Insure?
Why Do Insurance Costs Differ Between Honda Models?
How Much Is Car Insurance for a Honda Odyssey?
How Much Is Car Insurance for a Honda CR-V?
How Much Is Car Insurance for a Honda Pilot?
How Much Is Car Insurance for a Honda Fit?
How Much Is Car Insurance for a Honda HR-V?
How Much Is Car Insurance for a Honda Accord?
How Much Is Car Insurance for a Honda Ridgeline?
How Much Is Car Insurance for a Honda Insight?
How Much Is Car Insurance for a Honda Civic?
How Much Is Car Insurance for a Honda Passport?
What Other Factors Affect Honda Insurance Costs?
How to Save the Most Money on Honda Insurance
How Much Does a Honda Cost to Insure by Model?
The cost to insure a Honda can vary depending on the model. Many factors influence the cost of car insurance. If you’re looking to purchase a Honda, you’ll find that the Honda Odyssey is the cheapest to insure, with an average car insurance cost of $1,016.33 per year.
According to our research, the most expensive Honda to insure is the Honda Passport, which has an average annual premium of $1,220.
We’ve broken down the insurance costs for several popular Honda models.
| Honda Model | Average Cost of Car Insurance Per Year |
|---|---|
| Honda Odyssey | $1,016.33 |
| Honda CR-V | $1,068.33 |
| Honda Pilot | $1,091.67 |
| Honda Fit | $1,107.00 |
| Honda HR-V | $1,165.00 |
| Honda Accord | $1,184.00 |
| Honda Ridgeline | $1,190.67 |
| Honda Insight | $1,199.67 |
| Honda Civic | $1,272.33 |
| Honda Passport | $1,220.00 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Honda you drive.
Are Hondas Expensive to Insure?
The cost to insure your Honda depends on the model that you choose. In addition, the cost of Honda insurance varies by location, your driving history, coverage options, and deductibles.
We compared popular Honda models and found that car insurance for a Honda is typically below the national average for car insurance. You should be able to find affordable coverage for most Honda models.
Why Do Insurance Costs Differ Between Honda Models?
Car insurance costs differ by model depending on several factors. Generally, any vehicle that has a higher purchase price or is more expensive to repair will cost more to insure. Low horsepower models and models with a lower purchase price, like the Honda Odyssey, are cheaper to insure than cars with more powerful engines.
How Much Is Car Insurance for a Honda Odyssey?
Our research found that the Honda Odyssey is the least expensive Honda model to insure, with an average premium rate of $1,016.33 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $946 |
| USAA | $1,001 |
| Nationwide | $1,102 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $84.69 | $1,016.33 |
How Much Is Car Insurance for a Honda CR-V?
The Honda CR-V has an average premium rate of $1,068.33 per year. According to our research, it's the second least expensive Honda model to insure on our list, with rates that are often well below the national average.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $986 |
| Progressive | $1,044 |
| Nationwide | $1,175 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $89.02 | $1,068.33 |
How Much Is Car Insurance for a Honda Pilot?
The Honda Pilot has an average premium rate of $1,091.67 per year, making it the fourth least expensive Honda to insure. You’ll likely be able to find Honda Pilot insurance for well under the national average of $1,311 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,012 |
| Progressive | $1,049 |
| Nationwide | $1,214 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $90.67 | $1,091.67 |
How Much Is Car Insurance for a Honda Fit?
The average cost to insure a Honda Fit is $1,107.00 per year, putting it near the middle of Honda models in terms of insurance costs.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $984 |
| Progressive | $1,037 |
| Nationwide | $1,300 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $92.25 | $1,107.00 |
How Much Is Car Insurance for a Honda HR-V?
The Honda HR-V has an average annual insurance cost of $1,165.00. You can likely purchase insurance for this model for well below the national average.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,004 |
| Progressive | $1,202 |
| Nationwide | $1,289 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $97.08 | $1,165.00 |
How Much Is Car Insurance for a Honda Accord?
The average cost to insure a Honda Accord is $1,184.00 per year or $98.67 per month. This is less than the national average car insurance cost and only slightly more than average for Hondas overall.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,038 |
| Progressive | $1,777 |
| Nationwide | $1,337 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $98.67 | $1,184.00 |
How Much Is Car Insurance for a Honda Ridgeline?
The Honda Ridgeline has slightly higher than average insurance costs compared to other Hondas. The average annual car insurance premium for a Ridgeline is $1,190.67.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,109 |
| Progressive | $1,163 |
| Nationwide | $1,300 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $99.22 | $1,190.67 |
How Much Is Car Insurance for a Honda Insight?
The Honda Insight also has insurance costs that are higher than average for a Honda. You can insure your Insight for around $1,199.67 per year, depending on where you live and other factors. Honda Insight insurance is still much lower than the national average for car insurance, at $1,311 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,041 |
| Progressive | $1,161 |
| Nationwide | $1,397 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $99.97 | $1,199.67 |
How Much Is Car Insurance for a Honda Civic?
The Honda Civic is the second most expensive Honda model to insure on our list, with an average annual insurance cost of $1,272.33. Your rates will be more or less than this average, depending on the model year and a host of other factors like where you live, your age, and your gender.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,009 |
| Progressive | $1,228 |
| Nationwide | $1,580 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $106.03 | $1,272.33 |
How Much Is Car Insurance for a Honda Passport?
The Honda Passport has an average premium rate of $1,220.00 per year, making it the most expensive Honda to insure among the models we analyzed. Honda Passport insurance still tends to be lower than the national average for car insurance.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,142 |
| Progressive | $1,235 |
| Nationwide | $1,283 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $101.67 | $1,220.00 |
What Other Factors Affect Honda Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
FAQs about Honda Insurance
We compared several Honda models and found that the average cost of insurance coverage is $1,151.50 per year. This is well below the national average of $1,311 per year. Your Honda insurance costs will be above or below average, depending on the make, model, and other factors.
We found that the Honda Passport is the most expensive model to insure. The average annual insurance cost for a Passport according to our research is $1,220.
The Honda Odyssey is the cheapest Honda model to insure, according to our research. The average cost to insure an Odyssey is $1,016.33 per year, which is well below the national average car insurance premium of $1,311.
How to Save the Most Money on Honda Insurance
You can save the most money on Honda insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
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