Dodge Charger Insurance Cost

Find out how much it costs to get car insurance for a Charger by model year and insurance company.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

Updated
White Dodge Charger. Find Dodge Charger Insurance.

The Dodge Charger has been marketed in various forms since 1966. The current Dodge Charger is a full-size four-door sedan. 

If you have a Dodge Charger, you need to protect your investment with the right car insurance. The average cost of Charger insurance is around $1,420.45 per year, which is higher than the current national average insurance cost of $1,311 per year.

An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of Dodge Charger insurance costs by model year will help you know what to expect. 

How Much Does Dodge Charger Insurance Cost?

The average cost of car insurance for a Dodge Charger is about $1,420.45 per year. While your car’s make and model have a major impact on your insurance costs, numerous other factors influence your car insurance premiums.  

Your car insurance costs will be higher or lower than average depending on:

  • Your age, gender, and marital status
  • Your driving record
  • Your credit score
  • Where you live
  • How far you drive each day
  • The coverage and deductible you choose

You’ll need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage

Adding collision coveragecomprehensive coverage, and other optional coverage to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best Dodge Charger insurance coverage for your needs. 

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The Average Cost of Dodge Charger Insurance

The average cost of car insurance for a Dodge Charger is $1,420.45 per year or $118.37 per month. Next, we provide car insurance costs for a Dodge Challenger by model year and top-rated insurance company.

Average cost to insure per month: Average cost to insure per year:
$118.37 $1,420.15

How Much Is Car Insurance for My Dodge Charger Model Year? 

We reviewed the average cost of car insurance for recent Dodge Charger models. 

Average Cost of Dodge Charger Insurance

Model Year Annual Car Insurance Premium
2022 Dodge Charger $1,873
2021 Dodge Charger $1,837

How Much Is Car Insurance for My Older Model Dodge Charger?

An older model Dodge Charger still needs the right coverage. We found some average car insurance costs for several Dodge Charger model years and a variety of top-rated insurance companies.

2020 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,481
Auto-Owners $1,495
Nationwide $1,684
Vermont Mutual $1,698
USAA $1,768
Average cost to insure per month: Average cost to insure per year:
$135.43 $1,625.20

2019 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,321
Auto-Owners $1,510
USAA $1,532
Nationwide $1,576
Acuity $1,930
Plymouth Rock Assurance $1,983
Average cost to insure per month: Average cost to insure per year:
$136.83 $1,642.00

2018 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,113
USAA $1,319
Nationwide $1,463
Plymouth Rock Assurance $1,474
Progressive $1,808
Acuity $1,881
Vermont Mutual $1,968
Average cost to insure per month: Average cost to insure per year:
$131.26 $1,575.14

2017 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,040
USAA $1,141
Plymouth Rock Assurance $1,442
Nationwide $1,477
Progressive $1,699
Average cost to insure per month: Average cost to insure per year:
$113.32 $1,359.80

2016 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,287
USAA $1,349
Nationwide $1,530
Average cost to insure per month: Average cost to insure per year:
$115.72 $1,388.67

2015 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,025
USAA $1,071
Vermont Mutual $1,292
Plymouth Rock Assurance $1,354
Acuity $1,415
Nationwide $1,464
Average cost to insure per month: Average cost to insure per year:
$105.85 $1,270.17

2014 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $772
USAA $894
Progressive $1,251
Vermont Mutual $1,295
Nationwide $1,333
Plymouth Rock Assurance $1,341
Acuity $1,362
Average cost to insure per month: Average cost to insure per year:
$98.19 $1,178.29

2013 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $754
USAA $862
Progressive $1,194
Vermont Mutual $1,263
Nationwide $1,269
Plymouth Rock Assurance $1,303
Average cost to insure per month: Average cost to insure per year:
$92.29 $1,107.50

2012 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $716
USAA $855
Vermont Mutual $1,143
Progressive $1,221
Nationwide $1,248
Plymouth Rock Assurance $1,259
Acuity $1,292
Average cost to insure per month: Average cost to insure per year:
$92.07 $1,104.86

2011 Dodge Charger Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $635
USAA $920
Vermont Mutual $1,028
Arbella $1,219
Plymouth Rock Assurance $1,236
Progressive $1,269
Nationwide $1,279
Average cost to insure per month: Average cost to insure per year:
$90.31 $1,083.71
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Our independent agents shop around to find you the best coverage.

How to Find the Best Dodge Charger Insurance

You can find the best Dodge Charger insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are there to help you when you have to file a claim or to help you with any of your insurance needs.

Other Dodge Models

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