Agency website
About us
Serving our customers with the heart of a teacher
We understand the importance of price when it comes to insurance but we also understand the importance of having the proper coverages in place. When a loss occurs, how much you saved or whether you received a quote in 15 minutes will be a distant memory.
At CrossStone Insurance, we want to help protect the things that matter to you. We strive to meet your insurance needs while exceeding your service expectations.
As an independent insurance agency, we strive to meet all of your personal and business insurance needs. We represent a number of insurance companies in each line of business, allowing us a wide variety of options when seeking solutions for your personal or business insurance needs.
What our clients are saying
"I highly recommend Bill for your insurance needs."
"Very pleased with their service. Easy to work with, very helpful and saved us a lot of money. "
" The guys at CrossStone insurance always give us prompt attention and good professional advise. They are always willing to do the homework on insurances and get us good values."
"CrossStone Ins has been very helpful and informative with everything Insurance from workers comp to health ins ,as we began our small business journey. "
"Bill Loran is the best insurance agent I have ever worked with. He is very knowledgeable and efficient and communicates quickly. "
"Bill Loran is AMAZING! He has FAR exceeded our expectations of what an insurance agent should be. We left a company we had been with for 20+ years and have been BLOWN AWAY by the attention to detail, quick response and extreme professionalism that Bill offers us. Not enough superlatives for what excellent service he provides! Would recommend Bill and Crosstone to anyone and everyone - without a doubt! "
"Bill Loran is great to work with. He always gets back with any questions, claims or changes I need to make within a few hours. The turn around time for filing a claim is literally next day. I could not get better service anywhere. Thanks Bill!!"
"Excellent, Everything has gone smoothly with, any and all issues, Bill is excellent agent, and a really fun person to work with. Thanks to him this is one of my best experiences working with an insurance agency."
"Bill Loran has been a long-time friend and our P & C agent. He provides appropriate coverage, excellent service at a fair price. His service is personalized and specific to the needs of the client."
"Our company manages a large volume of commercial properties, each with its own unique complexities. It's important that our insurance agency is knowledgeable of our specific insurance needs and also knows the ins and outs of our operations. CrossStone Insurance has always met these requirements and always finds us the maximum coverage available for the best price. They have been a loyal friend of our firm for over 8 years. "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteWhy choose CrossStone Insurance & Wealth Management, Inc.
States we serve
- Tennessee
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Special Event
- Travel Trailer
- Umbrella
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Employment Practices Liability
- General Liability
- Inland Marine
- Other
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Construction
- Finance and Insurance
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
American Modern, American Reliable Insurance, Assurity Life, Blue Cross Blue Shield, Dairyland Insurance Company, Erie Insurance Company, Hiscox Ins Co Inc., Humana, Legal & General America, Protective Life, Prudential Financial, United HealthcareCrossStone Insurance & Wealth Management, Inc. Reviews
Customer Reviews
I highly recommend Bill for your insurance needs.
Very pleased with their service. Easy to work with, very helpful and saved us a lot of money.
The guys at CrossStone insurance always give us prompt attention and good professional advise. They are always willing to do the homework on insurances and get us good values.
CrossStone Ins has been very helpful and informative with everything Insurance from workers comp to health ins ,as we began our small business journey.
Bill Loran is the best insurance agent I have ever worked with. He is very knowledgeable and efficient and communicates quickly.
Bill Loran is AMAZING! He has FAR exceeded our expectations of what an insurance agent should be. We left a company we had been with for 20+ years and have been BLOWN AWAY by the attention to detail, quick response and extreme professionalism that Bill offers us. Not enough superlatives for what excellent service he provides! Would recommend Bill and Crosstone to anyone and everyone - without a doubt!
Bill Loran is great to work with. He always gets back with any questions, claims or changes I need to make within a few hours. The turn around time for filing a claim is literally next day. I could not get better service anywhere. Thanks Bill!!
Excellent, Everything has gone smoothly with, any and all issues, Bill is excellent agent, and a really fun person to work with. Thanks to him this is one of my best experiences working with an insurance agency.
Bill Loran has been a long-time friend and our P & C agent. He provides appropriate coverage, excellent service at a fair price. His service is personalized and specific to the needs of the client.
Our company manages a large volume of commercial properties, each with its own unique complexities. It's important that our insurance agency is knowledgeable of our specific insurance needs and also knows the ins and outs of our operations. CrossStone Insurance has always met these requirements and always finds us the maximum coverage available for the best price. They have been a loyal friend of our firm for over 8 years.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
