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King Risk Partners
  • Business
  • Home
  • Auto
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King Risk Partners

Independent Insurance Agent in Miami, FL

About us

At King Risk Partners, we are one of the fastest-growing insurance agencies within the top 100 brokers in the United States. With 50 years of industry experience, King Risk Partners has deep insurance expertise in personal and commercial insurance, and our experienced insurance professionals are committed to helping you determine the right coverage and providing the best policy at the best price. With offices throughout the broader Eastern and Southeastern regions of the United States and local agents nationwide, our team is hands-on throughout South Florida, Miami to Naples to Port Saint Lucie to Vero Beach, delivering and servicing insurance solutions tailored to you.

Personal Insurance
We provide a full range of personal insurance solutions, tailored to meet your specific needs. Whether you need homeowners, auto, umbrella, flood, RV, boat insurance, pet, fine arts, jewelry and more, we are here to help you protect what matters most to you and your family.

Business Insurance
We understand that each industry and business type come with a different set of challenges and risks based on what they do and how they operate. Our team is dedicated to helping our clients succeed by guiding them through the process of selecting the most relevant and efficient solutions to their industry-specific insurance needs. We work closely with underwriters nationwide to deliver insurance solutions to today's business owners.

Although we specialize in insurance solutions for waste management, agriculture and crops, and workers' compensation for high-risk industries, we have expertise on a range of business insurance policies. We provide comprehensive insurance packages including general liability, business property, business interruption, commercial auto, professional liability, cyber, and surety bonds for a wide variety of industries.

Whatever your business insurance needs, our experienced team is here to provide the expertise and support your business can rely on.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose King Risk Partners

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Home
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

King Risk Partners Team

Maria Delia Loaisiga - Manager
Maria Delia Loaisiga
Manager
(305) 363-6920
Designations
  • CPIA
Maybelis Clavijo - Personal Lines Account Executive
Maybelis Clavijo
Personal Lines Account Executive
(305) 363-6923
Norma Andrade - Personal Lines Account Executive
Norma Andrade
Personal Lines Account Executive
(305) 363-6925
Mary DeCastro - Personal Lines Account Executive
Mary DeCastro
Personal Lines Account Executive
(305) 363-6926
Ismaray Gonzalez - Commercial Lines Account Executive
Ismaray Gonzalez
Commercial Lines Account Executive
(305) 363-6924 LinkedIn Profile
Matthew Chrupcala - Partner
Matthew Chrupcala
Partner
(305) 363-6929
Designations
  • AAI
  • CPCU
  • CRM
Isabel Carratala - Commercial Lines Manager
Isabel Carratala
Commercial Lines Manager
(305) 363-6921
Tami Wray - Personal Lines Manager
Tami Wray
Personal Lines Manager
(305) 509-8834
Kyle Acosta
Kyle Acosta
(305) 532-1090
Valentina Rojas - Customer Service Representative
Valentina Rojas
Customer Service Representative
(305) 396-2030

King Risk Partners Reviews

Average based on 6 reviews Leave a review

Customer Reviews

November 5, 2024

Without a doubt the best I highly recommend them, I have been with them for years, the best prices and the best service

November 5, 2024

Matt and his staff have been very helpful for our insurance needs. Matt checked in on us after a major weather event and has been on top of renewals, etc. It is very helpful to have a knowledgeable expert advising us on our insurance needs.

November 5, 2024

What a truly professional insurance agency is all about! As busy as they are, they still find the time to service their accounts promptly and accurately from finding alternative quotes with other companies to timely endorsements of existing ones, a remarkable achievement in these days of near non-existent customer service. May we all be the recipients of the likes of this outstanding agency!

May 11, 2021

After 28 years, we had to pivot quickly when our food service related business lost 90% of our revenue within 2 weeks due to the pandemic. Optisure kept up with our many revisions and modifications over the next several weeks executing them all quickly and accurately. All of their staff seemed eager to help in a professional and empathetic manner that made our small business seem as important to them as a company much larger. We Highly recommend Optisure Risk Partners to other businesses that want a competent and caring company to handle ALL of their insurance needs.

May 8, 2020

It is a pleasure to recommend Optisure Risk Partners for all your insurance needs. For the past several years I have worked hand in hand with Optisure to assist us with the numerous business insurance policies. At no one time have they failed me- they have always been on time, making them a reliable partner to us. They go out of their way spending numerous hours quoting the best policy for the price. We have called on Optisure many times with various needs and they have always responded quickly and accurately. They have an amazing staff that is continually available. More recently, during this Covid-19 pandemic they have proven their expertise in handling the insurance companies on our behalf enabling us to pass through this time easier. We highly recommend Optisure Risk Partners for all your insurance requirements.

May 4, 2020

After 28 years, we had to pivot quickly when our food service related business lost 90% of our revenue within 2 weeks due to the pandemic. Optisure kept up with our many revisions and modifications over the next several weeks executing them all quickly and accurately. All of their staff seemed eager to help in a professional and empathetic manner that made our small business seem as important to them as a company much larger. We Highly recommend Optisure Risk Partners to other businesses that want a competent and caring company to handle ALL of their insurance needs. Jeff Ostroff, Pres. Restaurant Beverage Service

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

King Risk Partners

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