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Thomas Insurance Advisors
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Thomas Insurance Advisors

Independent Insurance Agent in Chesterfield, MO

About us

We work for you, not your insurance company.

Our team leverages decades of experience to help St. Louis area families and businesses get the best value for their insurance dollar. By partnering with many insurance companies, Thomas Insurance Advisors can always protect you from financial loss at a competitive price.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Thomas Insurance Advisors

States we serve

  • Colorado
  • Illinois
  • Missouri

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Condo
  • Home
  • Umbrella

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Modern, Burns & Wilcox, Fidelity National Insurance Company, Firemans Fund Ins, Hiscox Ins Co Inc., Kemper Independence, Philadelphia Insurance Companies, RPS, The Hartford, Vindati

Thomas Insurance Advisors Team

Gary Thomas
Gary Thomas

Thomas Insurance Advisors Reviews

Average based on 12 reviews Leave a review

Customer Reviews

November 26, 2024

Travis and Gary have both been very helpful. I have shopped my insurance with them for several years. Because of my personal situation, Gary always encouraged me to stay with my current provider because I was getting a great rate. I truly appreciate his honesty in all things. This past year I moved and got married so with my new situation he was able to find me a better rate than my old saved $700+) annually and increase my coverages. I was so happy to be able to go through TIA since I know how honest they have always been with me. Their responsiveness deserves a 10/10 also. In the covid era, all you have to do is email them your current insurance policy and they will reply with a quote through a recorded video/ power point that is easy to digest, personal, yet very professional and my wife loved it. 15 min could save you 15% is a joke! I prefer the 7 seconds can save you $700 version that Travis Johnson provides for our company's coverage, and Gary on the personal lines.

November 26, 2024

Gary is very professional, knowledgeable and easy to work with. He provides insurance options based on client's need and educate client about different insurance terms, options and its significance. He never put pressure on me to buy policy from him or rush up to make decision. He reviewed my insurance policy from some other company and provide his recommendation on coverage. After 6 month I end-up buying insurance from him. I highly recommend Gary.

November 26, 2024

We were referred to Thomas Insurance Advisors several years ago and it is the best decision we ever made. Tom Materniak has been amazing to work with and has found insurance products to fit our family needs as they evolve. His customer service is top notch and is quick to respond when questions arise. If you are looking for insurance products Tom is your person. I've referred him to co-workers and family over the years. Keep up the great work and thank you Tom!

November 26, 2024

Gary Thomas was absolutely great. Gary listened to our needs and packaged a great deal for us. Furthermore, we saved hundreds of dollars, and in return got better coverage. The whole process of switching home and auto was extremely simple. Gary made a great video presentation that compared both policies side by side and showed us exactly what we were getting for our money. Thomas insurance also provides great recommendations for contractors as well. I wish I would have known about Thomas Insurance a long time ago.

November 26, 2024

Gary is a stud. I love this guy. He seriously made this so easy for me. Answered a few questions about my business, he gave recommendations, sent me a policy with a video explaining everything. Followed up on my questions and then got me insured. I have used several different places for personal and business insurance, none as thorough and as knowledgeable as Gary.

November 26, 2024

Julie was fantastic! She was responsive, detail oriented and saved me a lot of money on home and car insurance. I really appreciate her and her professionalism.

November 26, 2024

Julie Saenger has been wonderful to work with! We have a complicated insurance situation (and I don't know much about it). I appreciate her clear explanations, great communication and friendly nature. We are also saving $$$ with the policies she found for us. Thanks Julie!

November 26, 2024

Travis did a fantastic job helping us get rental coverage for our daughter's college apartment. He was responsive and was able to find us an affordable solution. Highly recommend!

August 4, 2017

I have worked with Gary over the years, and have always known him to be of very high integrity and values. I have purchased some of my personal insurance from him, and have referred numerous clients to him. He's a very honest professional who would love to get your business, but that does not seem to be his main goal. His objective is to guide you into making the insurance decision that is best for you. If, for whatever reason, its best for you to stay with your current insurance company and not switch, Gary will tell you that. Now, how many insurance agents will do that? Otherwise, Gary will steer you into the right coverage to meet your needs. Since he's independent and doesn't work for any one company, he will shop around to find you the best coverage at the most reasonable price. I'd highly recommend Gary for all of your insurance needs. I have absolutely no hesitation in giving Gary my highest recommendation as I know whoever uses him will be in great hands.

August 4, 2017

Gary has been our personal and business insurance agent for years. Once we found him, we knew we finally had someone we could trust to give us the very best options for all of our insurance needs at the most reasonable cost. He is not a high pressure sales person, he is truly interested in finding the best policies for you and/or your company. Gary's long term client service is also exceptional. Always patient and courteous, he has helped us navigate through tricky insurance waters more than once. We have referred many of our clients to Gary with complete faith that he is the absolute best insurance agent in town.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Thomas Insurance Advisors

We work for you, not your insurance company.

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