Karlsurance Enterprises, Inc.
  • Business
  • Home
  • Auto
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Karlsurance Enterprises, Inc.

Independent Insurance Agent in Hampden, MA

About us

Simplifying the Insurance Process.

Karlsurance Enterprises Inc is an insurance agency that simplifies the insurance process.

We provide insurance solutions for:

Home Insurance, Auto Insurance, Business Insurance, Landlord Insurance, Commercial Auto Insurance, Workers' Compensation, Business owners policies, Commercial Property Insurance, General Liabilty Insurance.

Buying insurance can be confusing for many reasons. Here at Karlsurance Enterprises, we strive to simplify the insurance process by educating and informing customers about coverage and needs. Our customers feel confident after purchasing insurance from us.


Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Why choose Karlsurance Enterprises, Inc.

States we serve

  • Massachusetts

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AmTrust Financial, Appalachian Underwriters, Bristol West Insurance Company, Embark, GEICO, Johnson & Johnson Insurance, Mass Property Insurance (MPIUA), National Flood Insurance Program (NFIP), Openly Insurance, The Hartford, Universal Property & Casualty Insurance

Karlsurance Enterprises, Inc. Team

Timothy Karlowicz - Owner
Timothy Karlowicz
Owner
(508) 635-5529
Justin Bourque - Agent
Justin Bourque
Agent
(508) 635-5529

Karlsurance Enterprises, Inc. Reviews

Average based on 20 reviews Leave a review

Customer Reviews

November 18, 2024

If youre looking for the highest levels of customer service and insurance expertise, look no further! 10/10 recommended Karlsurance

November 18, 2024

Ive never experienced better customer service in my life. Best agent with the best rates. Highly recommend to anyone- if you dont choose Karlsurance you need medical attention.

November 18, 2024

Great customer service and extremely affordable rates! Tim took the time to walk me though my insurance needs. He was very attentive to my specific situation and got me exactly what I was looking for.

November 18, 2024

Timothy was very very very helpful he walked me through the whole process of insuring my vehicle. As a new driver this was very helpful and stress free. Highly recommend to anyone in MA

November 18, 2024

I had been struggling all weekend with trying to find coverage for my auto insurance as my last one decided to not renew me. Tim took the time to answer any and all questions I asked. He was very patient and understanding and really attempted to do what he could to help me find the best (and most affordable) insurance he possibly could. I most definitely will be recommending him to all my friends and family for future services!

November 18, 2024

Awesome stress free experience Tim karlowicz my anget was a toal professional a super star from the beginning to the end of my process. Im highly recommending him to all my friends and family what a great experience again thank you Tim for all your help

November 18, 2024

Tim is great at what he does, professional, knowledgeable and response quick when I have any questions or concerns. Got me great coverage for my auto and property. Thank you Tim

November 18, 2024

Muito bom fazer com vocs o meu seguro

November 18, 2024

Tim Karlowicz was absolutely fantastic! Super proactive and very knowledgeable! I left the phone call with a new and affordable policy!

November 18, 2024

All my interactions with this insurance company and more specifically, Tim, have been excellent! I went into a bit of a panic when I realized I was late on my insurance payment and even though it was after office hours Tim was still able to help me make the payment and get an automatic plan setup! Yes, my car is insured! Thank you so much for your service!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Karlsurance Enterprises, Inc.

Simplifying the Insurance Process.