Agency website
About us
At 1st Direct Insurance, we specialize in delivering comprehensive flood insurance solutions to homeowners, businesses, and property investors across the United States. Our mission is simple: to help you understand your flood risk and connect you with the most reliable and affordable coverage available - whether through the National Flood Insurance Program (NFIP) or leading private flood insurance carriers.
With access to multiple insurance markets and carrier appointments nationwide, we provide transparent quote comparisons to ensure you receive the best possible protection. Our team is experienced in both standard and excess & surplus (E&S) markets, allowing us to offer tailored flood insurance solutions for diverse needs, including habitational properties, transportation, contractors, technology sectors, and commercial clients.
As an independent insurance agency, we are committed to guiding you through every step of safeguarding your home or business from flood damage. From instant online quotes to free flood risk assessments, our dedicated service team is here to support all policy servicing needs with speed and expertise.
Whether you're looking to protect a single property or insure multiple locations across state lines, 1st Direct Insurance delivers nationwide flood coverage, personalized service, and trusted guidance-so you can secure the peace of mind you deserve.
Click here for an instant quote (we have additional options as carrier requirements vary by location. Contact us for more information): https://www.firstdirectins.com/request-a-quote
Protect your property. Understand your risk. Get the right flood insurance coverage-fast.
What our clients are saying
"Keri is fantastic! I highly recommend 1st Direct for flood coverage and great customer service!"
"I received multiple flood quotes but private and NFIP and was able to choose the best coverage for me at an affordable rate. Keri Reynolds was responsive, kind and patient throughout the whole process."
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States we serve
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- DC
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Condo
- Earthquake
- Flood
- Home
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- Renters
- Snowmobile
- Travel Trailer
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmWINS Group, Aon Insurance, Assurant, Attune, CATcoverage, CNA, Chubb, Coterie Insurance, Hiscox Ins Co Inc., National Flood Insurance Program (NFIP), National General Insurance (GMAC), Neptune Flood, Palomar, Pathpoint, Philadelphia Insurance Companies, Ryan Turner Specialty, SageSure Insurance, Selective Flood, TAPCO, The Hartford, Wright Flood, biBERK1st Direct Insurance Agency, Inc. Team
1st Direct Insurance Agency, Inc. Reviews
Customer Reviews
Keri is fantastic! I highly recommend 1st Direct for flood coverage and great customer service!
I received multiple flood quotes but private and NFIP and was able to choose the best coverage for me at an affordable rate. Keri Reynolds was responsive, kind and patient throughout the whole process.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
