Agency website
About us
Founded in 2019, New Horizon Insurance LLC began with a simple mission: to provide personalized insurance solutions that truly protect what matters most to our clients.
As an independent insurance agency, we have the freedom to shop among multiple top-rated carriers to find you the best coverage at the most competitive rates. Unlike captive agents who represent a single company, we work for you.
Today, we proudly serve over 1,000 families and businesses, offering everything from auto and home insurance to comprehensive commercial coverage. Our team of experienced agents is committed to building lasting relationships through trust, expertise, and exceptional service.
We believe insurance is more than just a policy-it's peace of mind. That's why we take the time to understand your unique needs and provide guidance every step of the way, from initial quote to claims support.
What our clients are saying
"Todd has been our agent for many years and brings a sincerity to his work."
"Mr. Isom was very professional and eager to answer our questions. We are now very happy to be clients of Lovins Insurance and would recommend them to others who are looking to shop around for competitive insurance rates."
"I met Todd right before my wife and I bought our house together and we needed to get lined up on some homeowner's insurance. This was our first house and we had no idea what we needed to do. Todd told me he could help us out, but there was no pressure from him like I had received from previous agents at other offices. We decided to meet with Todd, and he set up a complete package for all of our home and auto coverage needs. Knowing that we can reach out to Todd at any time with our needs really makes us feel secure. Thank you."
"I haven't had a chance to thank you for researching and providing a lower-cost alternative to our previous insurance supplier for our home, auto, and boat. It was a painless transfer and you and your staff handled everything very professionally. We look forward to a long relationship with you and your company as our insurance needs change."
"New Horizon Insurance saved us money on our Auto and Homeowners Insurance"
"good"
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose New Horizon Insurance LLC
States we serve
- Indiana
- Kentucky
- Michigan
- Ohio
- Tennessee
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
New Horizon Insurance LLC Reviews
Customer Reviews
Todd has been our agent for many years and brings a sincerity to his work.
Mr. Isom was very professional and eager to answer our questions. We are now very happy to be clients of Lovins Insurance and would recommend them to others who are looking to shop around for competitive insurance rates.
I met Todd right before my wife and I bought our house together and we needed to get lined up on some homeowner's insurance. This was our first house and we had no idea what we needed to do. Todd told me he could help us out, but there was no pressure from him like I had received from previous agents at other offices. We decided to meet with Todd, and he set up a complete package for all of our home and auto coverage needs. Knowing that we can reach out to Todd at any time with our needs really makes us feel secure. Thank you.
I haven't had a chance to thank you for researching and providing a lower-cost alternative to our previous insurance supplier for our home, auto, and boat. It was a painless transfer and you and your staff handled everything very professionally. We look forward to a long relationship with you and your company as our insurance needs change.
New Horizon Insurance saved us money on our Auto and Homeowners Insurance
good
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
