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About us
Exceeding Expectations...Every Customer. Every Interaction. Every Time.
Your Trusted Financial Partner
Headquartered in West Des Moines, Iowa, Midwest Heritage has been proudly serving communities for over 95 years. With a deep-rooted connection to our community and a dedication to our customers and partners, we go above and beyond to exceed expectations. As a full-service financial institution, we offer innovative banking, investment, and insurance solutions-all backed by unmatched customer service. Let us help you balance it all.
Discover our comprehensive portfolio of insurance services, designed to protect what matters most to you. We specialize in a wide range of personal and commercial coverage options, including:
Personal Insurance: Auto, homeowners, high-value homeowners, boat, and personal umbrella coverage.
Commercial Insurance: Commercial auto, business owners' policies (BOP), surety bonds, general liability, professional liability, cyber insurance, business interruption, crime coverage, and commercial umbrella liability.
As industry leaders, we also excel in crafting specialized policies tailored to niche markets, such as:
Retail businesses
Restaurants
Real estate ventures
Office buildings
Lessor's risk properties
Construction projects
Consulting firms
Medical offices
Partner with us to safeguard your assets and gain peace of mind, knowing you have an authority on your side, ready to support your unique needs.
What our clients are saying
"I always enjoy my experiences at Midwest Heritage. Friendly people and great service! "
"I wouldn't change anything! Dean was amazing, patient and so helpful. Thank you! "
"Jana took extra time to make sure I got the best rates for car insurance. Made it the best experience ever! I already use Midwest Heritage fur all my banking needs and super grateful to move my car insurance now. Thank you for everything! "
"Very fast, and I saved a lot of money! "
"Kalie has been wonderful to work with and helped with our questions at each turn. "
"The process was a big undertaking but was fairly simple and straightforward once Jeremy helped us through it. We are happy with the change. "
"I have no suggestions for improvement at this time. Mr. Dye was professionally efficient and knowledgeable. He was diligent in his research and communicated every detail clearly. He listened to what kind of coverage I was looking for and found exactly that. I will be recommending him to everyone for their insurance needs, I am impressed with the level of professionalism I have experienced so far. "
"I was very pleased with the entire experience! My agent Jana Nichols was extremely helpful. She took the time to answer all my questions and was very friendly. "
"Great customer service by Dean McAtee! "
"You are awesome!! Thank you so much, absolutely could not have navigated this by myself! I do appreciate all your work & quick response."
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose Midwest Heritage Insurance Services
States we serve
- Arizona
- Arkansas
- Colorado
- Illinois
- Indiana
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- South Dakota
- Tennessee
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
Acuity, Allstate, Ameritas, Auto Owners Insurance, Auto-Owners Insurance Company, Berkshire Hathaway Homestate Companies, Branch Insurance, Chubb, Columbia Insurance Group, Coterie Insurance, Dairyland Insurance Company, Delta Dental, Donegal Mutual Insurance Company, EMC, Equitable Life Insurance, Guardian Life Insurance Company of America, Hagerty, IMT Insurance Company, Medical Mutual Liability Insurance Company, Mutual of Omaha, National General Insurance (GMAC), Principal Financial Group, Secura Insurance, State Auto, United HealthcareMidwest Heritage Insurance Services Team
Midwest Heritage Insurance Services Reviews
Customer Reviews
I always enjoy my experiences at Midwest Heritage. Friendly people and great service!
I wouldn't change anything! Dean was amazing, patient and so helpful. Thank you!
Jana took extra time to make sure I got the best rates for car insurance. Made it the best experience ever! I already use Midwest Heritage fur all my banking needs and super grateful to move my car insurance now. Thank you for everything!
Very fast, and I saved a lot of money!
Kalie has been wonderful to work with and helped with our questions at each turn.
The process was a big undertaking but was fairly simple and straightforward once Jeremy helped us through it. We are happy with the change.
I have no suggestions for improvement at this time. Mr. Dye was professionally efficient and knowledgeable. He was diligent in his research and communicated every detail clearly. He listened to what kind of coverage I was looking for and found exactly that. I will be recommending him to everyone for their insurance needs, I am impressed with the level of professionalism I have experienced so far.
I was very pleased with the entire experience! My agent Jana Nichols was extremely helpful. She took the time to answer all my questions and was very friendly.
Great customer service by Dean McAtee!
You are awesome!! Thank you so much, absolutely could not have navigated this by myself! I do appreciate all your work & quick response.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
