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About us
Expecting Outstanding Service Focused on Serving You
At Royalty Insurance Agency, we're proud to serve Florida's hardworking professionals with custom insurance solutions designed to protect what matters most. Based in [North Miami Beach, we specialize in coverage for contractors, restaurants, hotels, and event businesses across the Sunshine State - from Miami to Tampa, Orlando to Fort Lauderdale, and everywhere in between.
Whether you're a roofing contractor, electrician, HVAC technician, plumber, restaurateur, hotel manager, or event planner, we understand the unique risks you face. From strict licensing requirements to weather-related exposures, we tailor coverage that fits your business, your budget, and your peace of mind.
We offer fast quotes, responsive service, and same-day certificates of insurance (COIs) - so you never miss a job or delay an event.
Our commercial insurance solutions include:
General Liability & Workers' Compensation
Commercial Property & Equipment
Commercial Auto
Business Interruption & Food Spoilage
Liquor Liability for Restaurants & Bars
Hotel & Hospitality Packages
Special Event Insurance & Vendor Coverage
Surety Bonds & Licensing Support
We also offer personal insurance for individuals and families:
Auto & Home Insurance
Flood Insurance
Life Insurance
Personal Umbrella Coverage
As a Florida independent insurance agency, we work with top-rated national and regional carriers to find the best coverage at competitive rates. At Royalty Insurance Agency, our goal is to build long-term relationships through trust, transparency, and top-tier service.
Let's protect your business like royalty. Contact Royalty Insurance Agency today for a free, no-obligation quote!
What our clients are saying
"Was great "
"Very satisfied "
"The experience was great people in there are knowledgeable and courteous ."
"Great job!"
"All good"
"The agent is extremely responsive and efficient in her tasks. We love working with her."
"efficient"
"Awesome "
"perfect you are the best"
"Working with Anita has been a pleasure this year. I was previously working with another agent and unfortunately, his communication was horrible. I reached out to Anita from a referral and she has been great to work with. Excellent responsiveness, excellent customer service, and excellent rates. Thank you !! Due to her great service I have given her all of my business from my clients in real estate and more."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Royalty Insurance Agency, LLC
States we serve
- Alabama
- California
- Florida
- Georgia
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, AXA XL, Aegis General, Aegis Security Insurance, Aetna, All Risks, Allstate, AmTrust Financial, AmWINS Group, Amelia Underwriters, American Builders Insurance Company, American Modern, American Reliable Insurance, Americo Insurance Company, Apogee Insurance Group, Appalachian Underwriters, Applied Underwriters, Arrowhead General Insurance, Ascendant, AssuranceAmerica Insurance, Attune, Beazley Insurance Company, Benchmark Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Burlington Insurance Company, Burns & Wilcox, CSE Insurance Group, Cabrillo Coastal, Cajun Underwriters Reciprocal Exchange, Centauri Insurance, Chubb, Clear Blue Insurance Group, Crum & Forster Insurance, Edison Insurance, FedNat, GAINSCO Auto Insurance, Great American Insurance Company, Griffin Underwriting Services, Halcyon Underwriters, Hiscox Ins Co Inc., Hull & Company, Infinity Insurance Company, K&K Insurance Group, Kinsale Insurance, Lancer Insurance Company, Lexington Insurance Co, Lloyd's, MacNeill Group, Markel Specialty, Mercury Insurance Group, Mesa Underwriters Specialty Insurance Company (MUSIC), MetLife Auto & Home, Mid-Continent Group, National Indemnity Company (NICO), Nationwide, Neptune Flood, Olympus Insurance Company, People's Trust Insurance, Philadelphia Insurance Companies, Prepared Insurance Company, Prime Insurance, RPS, Scottsdale Insurance Company, Southern Oak Insurance, Spinnaker Insurance, Star Casualty Insurance Company, StarStone Insurance, Surplus & Excess Lines, Texas FAIR Plan Association, The Hartford, Tower Group Companies, Tower Hill Preferred, TypTap Insurance, United States Liab, Universal North American, Velocity Risk Underwriters, W. R. Berkley Insurance Group, Wright Flood, Zurich North America, biBERKRoyalty Insurance Agency, LLC Team
Royalty Insurance Agency, LLC Reviews
Customer Reviews
Was great
Very satisfied
The experience was great people in there are knowledgeable and courteous .
Great job!
All good
The agent is extremely responsive and efficient in her tasks. We love working with her.
efficient
Awesome
perfect you are the best
Working with Anita has been a pleasure this year. I was previously working with another agent and unfortunately, his communication was horrible. I reached out to Anita from a referral and she has been great to work with. Excellent responsiveness, excellent customer service, and excellent rates. Thank you !! Due to her great service I have given her all of my business from my clients in real estate and more.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
