Lee Reed Insurance of Florida, Inc.
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Lee Reed Insurance of Florida, Inc.

Independent Insurance Agent in Zephyrhills, FL

About us

Since 1946

At Lee Reed Insurance, we've been proudly serving Central Florida since 1946, offering personalized, neighborly service. As an independent agency based in Zephyrhills, we partner with top insurance providers to find the best coverage for your unique needs.


Personal Insurance Solutions

We offer a range of policies to protect what matters most. Whether you need auto, home, renters, or mobile home insurance, we ensure you're covered. We also provide watercraft, motorcycle, RV, flood, umbrella, and identity theft protection, among other personal insurance options.


Business Insurance Solutions

For business owners, we provide essential coverage, including business owner policies (BOP), commercial property, general liability, workers' compensation, cyber liability, and commercial auto insurance. We also offer specialized coverage such as errors & omissions (E&O), professional liability, and surety bonds.


Industry-Specific Coverage

Every industry faces unique risks. That's why we tailor insurance solutions for contractors, restaurants, mobile home parks, retail businesses, medical offices, and more.


Dedicated to You

Our goal is to make insurance simple and accessible. You can report claims, pay bills, and request changes online anytime. With over 75 years of experience, we're committed to protecting what matters most to you.


Visit LeeReedInsurance.com or call us at (813) 782-5502-we're here to help!



Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Why choose Lee Reed Insurance of Florida, Inc.

Trusted Choice independent insurance agency video

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Life & Annuities coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

Allstate, American Integrity Insurance, American Reliable Insurance, American Strategic Insurance, American Traditions Insurance Company, Auto-Owners Insurance Company, Bankers Insurance Group - FL, Edison Insurance, First Protective Insurance Company, Frontline Insurance, J.C. Taylor, K&K Insurance Group, Markel Specialty, People's Trust Insurance, Scottsdale Insurance Company, Security First Insurance Company, Southern Fidelity Insurance, Southern Oak Insurance, US Assure, Universal Property & Casualty Insurance, Vindati, Wright Flood

Lee Reed Insurance of Florida, Inc. Reviews

Average based on 9 reviews Leave a review

Customer Reviews

March 19, 2025

Wonderful experience with agent, Sherri Moore. She is very knowledgeable and was proficient at meeting my needs, providing me with a policy to cover my home. And at reasonable cost. I highly recommend this agency.

March 19, 2025

Insurance shopping is typically never an easy endeavor, however, my experience at Lee Reed Insurance was a pleasant one. They provided several insurance options I could choose from and after reviewing the policies I made the decision that gave me the best coverage that fit my budget. I liked the fact that it was an annual quotation, so I my expenses are locked in for 12 months, no surprises. The Lee Reed team at Zephyrhills FL was very accommodating and efficient in explaining all the details and executing the policies. Nice job folks! Sincerely, Brian Croal

September 19, 2022

I want to thank Lainie for her diligence in helping an old lady brave the new tech world! I've been with you now for twenty plus years, and am always surprised at the level of excellence that you all provide...thank you

August 16, 2021

Great professional, customer-focussed and friendly staff willing to work with you to provide needed services at a reasonable price! Easy to recommend their services!

July 8, 2016

Thank you, Lee Reed! We just saved $1,400 on our auto insurance! Sure will help with the cost of gas!

July 8, 2016

I had been with State Farm for over 20 years for my auto insurance but their rates kept going up so I decided to shop around. Lee Reed was able to give me better coverage for almost $2,000 less per year. And, they saved me even more on my home.

July 8, 2016

Words cannot express how happy I am to save $500 on my auto insurance!

July 8, 2016

Thank you Lee Reed Insurance for giving us more coverage while saving us $770.59 per year on our auto insurance!

July 8, 2016

Lee Reed Insurance...what a wonderful place to do business with a courteous, polite and very friendly staff, and to top it all - they save you money. They saved us $300 on our car policy. What a deal!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Lee Reed Insurance of Florida, Inc.

Since 1946