Agency website
About us
Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we've learned quite a bit about how to manage the unique challenges faced by Southwest Floridians - as well as what our Lee County community demands when it comes to the value of peace of mind. We understand that affordable home insurance, auto insurance, and business insurance can often be confusing and that too many insurance agencies focus on themselves.
For more than 65 years our founders have instilled a deep sense of culture that revolves around honesty, integrity and reliability. Whether you have a home or auto policy question, or a commercial insurance need - our agents are here to help you navigate through the uncertainty of what can often be a seemingly complicated process.
Call (239) 337-2221 today and let our agents help you find the solution that fits your needs, we offer:
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Auto Insurance
- Boat Insurance
- Business Insurance
- Group Health Plans
- Life Insurance
What our clients are saying
"We have our personal and business insurance through Lott and Gaylor. Always immediate and personal service. Thanks to Monica for fixing the mistake my mortgage company made!"
"Had a question - they had an answer from a real person! Have info to give to anyone who asks/or demands my certificate. Thanks Lott & Gaylor - Thanks Megan, who immediately responded with answers!"
"They offer the best possible customer service you can get from an insurance agency! Everyone is friendly and extremely prompt when I need them to initiate or change coverage. Very nice people to work with!"
"Great full-service insurance agency. Hands on, personalized service from highly trained individuals. Monica has been especially helpful on all our auto insurance."
"Monica was kind, understanding, and efficient. She provided excellent service when I was looking for homeowners insurance."
"Very responsive, a pleasure to work with."
"Lott & Gaylor has been my insurance agent for nine years and served my grandparents for a decade before me. They have insured multiple properties for me and they're professional and extremely easy to work with. They always help me find cost savings and remind me when I need to renew or provide information. I could not ask for a better insurance agency. My grandparents picked a winner."
"Requested changes to my policy were made quickly and accurately. Smooth transaction was completed perfectly."
"I have had my homeowners insurance with this agency for many years. Monica is always invaluable to assist in answering questions, making sure I understand my policy & if my payment is late, she straightens that out, too. Everyone in the office is very professional as well as helpful."
"I highly recommend this agency. They have great service and great products. Independent agents are the best!!"
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteWhy choose Lott & Gaylor Inc
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Life
Recommended insurance company partners
Other companies we work with:
American Integrity Insurance, Cabrillo Coastal, Citizens, Cypress Insurance Group, Edison Insurance, GEICO, Heritage Insurance Company, Hiscox Ins Co Inc., Johnson & Johnson Insurance, Manatee Insurance Exchange, Monarch National Insurance, Nationwide, Orange Insurance Exchange, Security First Insurance Company, Slide Insurance, Tower Hill Preferred, Universal Property & Casualty Insurance, Vindati, Wright FloodLott & Gaylor Inc Team
Lott & Gaylor Inc Reviews
Customer Reviews
We have our personal and business insurance through Lott and Gaylor. Always immediate and personal service. Thanks to Monica for fixing the mistake my mortgage company made!
Had a question - they had an answer from a real person! Have info to give to anyone who asks/or demands my certificate. Thanks Lott & Gaylor - Thanks Megan, who immediately responded with answers!
They offer the best possible customer service you can get from an insurance agency! Everyone is friendly and extremely prompt when I need them to initiate or change coverage. Very nice people to work with!
Great full-service insurance agency. Hands on, personalized service from highly trained individuals. Monica has been especially helpful on all our auto insurance.
Monica was kind, understanding, and efficient. She provided excellent service when I was looking for homeowners insurance.
Very responsive, a pleasure to work with.
Lott & Gaylor has been my insurance agent for nine years and served my grandparents for a decade before me. They have insured multiple properties for me and they're professional and extremely easy to work with. They always help me find cost savings and remind me when I need to renew or provide information. I could not ask for a better insurance agency. My grandparents picked a winner.
Requested changes to my policy were made quickly and accurately. Smooth transaction was completed perfectly.
I have had my homeowners insurance with this agency for many years. Monica is always invaluable to assist in answering questions, making sure I understand my policy & if my payment is late, she straightens that out, too. Everyone in the office is very professional as well as helpful.
I highly recommend this agency. They have great service and great products. Independent agents are the best!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
