Agency website
About us
Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we've learned quite a bit about how to manage the unique challenges faced by Southwest Floridians - as well as what our Lee County community demands when it comes to the value of peace of mind. We understand that affordable home insurance, auto insurance, and business insurance can often be confusing and that too many insurance agencies focus on themselves.
For more than 65 years our founders have instilled a deep sense of culture that revolves around honesty, integrity and reliability. Whether you have a home or auto policy question, or a commercial insurance need - our agents are here to help you navigate through the uncertainty of what can often be a seemingly complicated process.
Call (239) 337-2221 today and let our agents help you find the solution that fits your needs, we offer:
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Auto Insurance
- Boat Insurance
- Business Insurance
- Group Health Plans
- Life Insurance
What our clients are saying
"Great to work with! They responded to my insurance needs quickly and efficiently"
"Megan was very responsive, attentive and helpful. I would recommend Lott and Gaylor Insurance."
"Quick! Efficient! Happy with pricing. Recommend."
"Insurance policies always make my eyes gloss over. I need professional assistance. You can do no better than Lott & Gaylor in my opinion. With their guidance I changed to higher quality insurance companies at materially lower premiums. Take my recommendation if you are looking to change insurance agents, and contact Lott & Gaylor."
"We have used Lott & Gaylor as our insurance agency for our HOA for many years. I would never use another insurance company. David Maxwell and Dawn Angeloni are professional, responsive, and extremely knowledgeable about our commercial insurance. They advocate for our HOA with the insurance companies and work incredibly hard to get us the right policies at a reasonable cost. They are always available by phone or email and were very helpful with our Hurricane Ian insurance claims. Lott & Gaylor is a valued partner and one of our preferred vendors."
"Lott and Gaylor went above in beyond in helping us with our insurance needs. We are a new med spa in the area and David explained to us in detail everything we needed to know about our coverage options and plans available. They are very responsive and work quickly to get the policies bonded as soon as they can. We are very happy with their work!"
"I highly recommend Lott & Gaylor. David Maxwell/Dawn Angeloni and his team at Lott & Gaylor have always done an excellent job for Reflection Lakes. They are extremely responsive to all requests and source all insurance companies to get the best possible rates for the community. Insurance has been tough over the past few years, but thankfully we have an excellent team to handle all insurance needs for the community. Thank you David and Dawn!"
"This company was wonderful to work with. Not only were they helpful, friendly, and accommodating, but most importantly provided a very quick turn-around! We highly recommend!"
"I recently switched to Lott & Gaylor, and so far, Ive been very impressed with their customer service. The process of getting a quote was smooth, and David took the time to explain all my options clearly. I appreciate the personalized attention and feel confident in my coverage. I'm happy with the experience and feel secure with my choice. Its clear they genuinely care about their clients. Highly recommend!"
"From. the very first contact, Meghan has been patient, helpful and thorough in getting me insurance coverage for 2023 after my old agent sold their business. I feel confident about my relationship with Lott & Gaylor after multiple phone and email exchanges with Meghan"
Previous
Next
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteWhy choose Lott & Gaylor Inc
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Life
Recommended insurance company partners
Other companies we work with:
American Integrity Insurance, Cabrillo Coastal, Citizens, Cypress Insurance Group, Edison Insurance, GEICO, Heritage Insurance Company, Hiscox Ins Co Inc., Johnson & Johnson Insurance, Manatee Insurance Exchange, Monarch National Insurance, Orange Insurance Exchange, Security First Insurance Company, Slide Insurance, Tower Hill Preferred, Universal Property & Casualty Insurance, Vindati, Wright FloodLott & Gaylor Inc Team
Lott & Gaylor Inc Reviews
Customer Reviews
Great to work with! They responded to my insurance needs quickly and efficiently
Megan was very responsive, attentive and helpful. I would recommend Lott and Gaylor Insurance.
Quick! Efficient! Happy with pricing. Recommend.
Insurance policies always make my eyes gloss over. I need professional assistance. You can do no better than Lott & Gaylor in my opinion. With their guidance I changed to higher quality insurance companies at materially lower premiums. Take my recommendation if you are looking to change insurance agents, and contact Lott & Gaylor.
We have used Lott & Gaylor as our insurance agency for our HOA for many years. I would never use another insurance company. David Maxwell and Dawn Angeloni are professional, responsive, and extremely knowledgeable about our commercial insurance. They advocate for our HOA with the insurance companies and work incredibly hard to get us the right policies at a reasonable cost. They are always available by phone or email and were very helpful with our Hurricane Ian insurance claims. Lott & Gaylor is a valued partner and one of our preferred vendors.
Lott and Gaylor went above in beyond in helping us with our insurance needs. We are a new med spa in the area and David explained to us in detail everything we needed to know about our coverage options and plans available. They are very responsive and work quickly to get the policies bonded as soon as they can. We are very happy with their work!
I highly recommend Lott & Gaylor. David Maxwell/Dawn Angeloni and his team at Lott & Gaylor have always done an excellent job for Reflection Lakes. They are extremely responsive to all requests and source all insurance companies to get the best possible rates for the community. Insurance has been tough over the past few years, but thankfully we have an excellent team to handle all insurance needs for the community. Thank you David and Dawn!
This company was wonderful to work with. Not only were they helpful, friendly, and accommodating, but most importantly provided a very quick turn-around! We highly recommend!
I recently switched to Lott & Gaylor, and so far, Ive been very impressed with their customer service. The process of getting a quote was smooth, and David took the time to explain all my options clearly. I appreciate the personalized attention and feel confident in my coverage. I'm happy with the experience and feel secure with my choice. Its clear they genuinely care about their clients. Highly recommend!
From. the very first contact, Meghan has been patient, helpful and thorough in getting me insurance coverage for 2023 after my old agent sold their business. I feel confident about my relationship with Lott & Gaylor after multiple phone and email exchanges with Meghan
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
