Agency website
About us
We are a Family Agency Insuring Family Businesses
Since 1981, FSU Insurance has proudly served Central Florida as a family-owned, client-oriented, independent insurance agency. We consider it a privilege to represent carriers that must meet our standards of quality benefits and quality service before we offer products to our Small Business clients and their Business Insurance needs. Business Insurance includes, General Liability, Workers Compensation, Business Auto, Commercial Property, Professional Liability, Cyber Liability, Bonds, EPLI, and Builders Risk coverage.
What our clients are saying
"Working with Scott Richardson is such a pleasure. He's so genuine, you just know you can trust he's acting in your best interest. When visiting his offices I found his team to be every bit as personable as Scott. Working with him on a business-to-business level, I would highly recommend his services. Trust means everything and with FSU, you're in good hands."
"Everyone, and I mean, everyone in this office is customer focused and driven to serve the customer. I have known Scott and his team for more than 2 years now and all of my experiences with him and the rest of the office have been fantastic. When it comes to insurance, there is so much ambiguity in the marketplace. You can Scott and his team to tell it like it is and give relevant advice on how to move forward in a way that protects your business and works within your budget. "
"Scott and the FSU Insurance team are the best!"
"For a commercial banker like me, Scott Richardson at FSU Insurance has been a tremendous business resource for my business clients and for myself. Scott quickly engages with clients and provides a professional, transparent, and sincere view of their coverage options. "
"Scott Richardson was very diligent in helping me to know my options for coverage as an unusual business with unique coverage needs. "
"Scott is hands down the best at what he does! "
"A great experience with Scott who had the right knowledge to give me the best advice for my business."
"I've known Scott for several years as a colleague and he is professional, ethical and top-notch. He's one of the most knowledgeable people I've ever met. I trust him as my Commercial Agent and have also sent him many of my personal lines clients. Highly recommended. "
"Never enough compliments for the highest level of customer service presented by FSU Insurance every time. You hear stories of Scott of clients who have been with them for decades and decades and never shop around. Full transparency and one-to-one attention even if you're a very small business. 10/10 recommended!!"
"FSU Insurance brings a wealth of experience and expertise to commercial underwriting, and has been able to assist my real estate clients many times. Just recently, Scott Richardson, one of the FSU Insurance principals, was able to quickly find a solution for a prospective commercial property owner when other options had fallen through entirely. The property in question was lacking a recently upgraded roof, and other agents/agencies lacked the creative thinking to arrange for a particular type of contingent, temporary policy to meet the needs of a commercial lender. Our firm was able to close the transaction and our client was able to insure his property thanks to the quick thinking and superior care for clients that I have known to expect from FSU Insurance. FSU Insurance is our first and best referral for any commercial insurance policy needs. I would recommend this firm to anyone. "
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Florida State Underwriters, Inc. dba FSU Insurance
States we serve
- Florida
Our insurance coverages
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Ascendant, Bankers Insurance Group - FL, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders Mutual Insurance Company, Charter Oak Fire Ins, Cypress Insurance Group, Employers Compensation Insurance Company, Hiscox Ins Co Inc., Next Insurance, RetailFirst Insurance Company, Safe Point Insurance, The Hartford, US AssureFlorida State Underwriters, Inc. dba FSU Insurance Team
- LUTCF
Florida State Underwriters, Inc. dba FSU Insurance Reviews
Customer Reviews
Working with Scott Richardson is such a pleasure. He's so genuine, you just know you can trust he's acting in your best interest. When visiting his offices I found his team to be every bit as personable as Scott. Working with him on a business-to-business level, I would highly recommend his services. Trust means everything and with FSU, you're in good hands.
Everyone, and I mean, everyone in this office is customer focused and driven to serve the customer. I have known Scott and his team for more than 2 years now and all of my experiences with him and the rest of the office have been fantastic. When it comes to insurance, there is so much ambiguity in the marketplace. You can Scott and his team to tell it like it is and give relevant advice on how to move forward in a way that protects your business and works within your budget.
Scott and the FSU Insurance team are the best!
For a commercial banker like me, Scott Richardson at FSU Insurance has been a tremendous business resource for my business clients and for myself. Scott quickly engages with clients and provides a professional, transparent, and sincere view of their coverage options.
Scott Richardson was very diligent in helping me to know my options for coverage as an unusual business with unique coverage needs.
Scott is hands down the best at what he does!
A great experience with Scott who had the right knowledge to give me the best advice for my business.
I've known Scott for several years as a colleague and he is professional, ethical and top-notch. He's one of the most knowledgeable people I've ever met. I trust him as my Commercial Agent and have also sent him many of my personal lines clients. Highly recommended.
Never enough compliments for the highest level of customer service presented by FSU Insurance every time. You hear stories of Scott of clients who have been with them for decades and decades and never shop around. Full transparency and one-to-one attention even if you're a very small business. 10/10 recommended!!
FSU Insurance brings a wealth of experience and expertise to commercial underwriting, and has been able to assist my real estate clients many times. Just recently, Scott Richardson, one of the FSU Insurance principals, was able to quickly find a solution for a prospective commercial property owner when other options had fallen through entirely. The property in question was lacking a recently upgraded roof, and other agents/agencies lacked the creative thinking to arrange for a particular type of contingent, temporary policy to meet the needs of a commercial lender. Our firm was able to close the transaction and our client was able to insure his property thanks to the quick thinking and superior care for clients that I have known to expect from FSU Insurance. FSU Insurance is our first and best referral for any commercial insurance policy needs. I would recommend this firm to anyone.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
