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Smudz Insurance Group
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Smudz Insurance Group

Independent Insurance Agent in Delaware, OH

About us

The Smudz Insurance Group LLC is an independent insurance agency, located in Delaware, Ohio that specializes in finding the right insurance company to fit your Business and Personal needs. The Smudz Insurance Group is locally owned and operated.

We represent many highly rated insurance companies with different niches on a local and national scope. This allows us to find insurance carriers that fit a very wide range of Businesses and Individuals.



Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Smudz Insurance Group

States we serve

  • Indiana
  • Kentucky
  • Ohio
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Condo
  • Home
  • Renters

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Professional Liability
  • Property
  • Umbrella / Excess

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Celina Insurance Group, GEICO, Grange Insurance, Hagerty, Honeycomb Insurance, Merchants Insurance Group, Millers Mutual, National General Insurance (GMAC), The Hanover Insurance Group, The Hartford, Trexis, Utica First Insurance Company, Western Reserve Mutual

Smudz Insurance Group Reviews

Average based on 12 reviews Leave a review

Customer Reviews

December 30, 2024

Got my rate dropped down from 525 for 6 months all the way to 408 thanks to Chrysta! She was very friendly, very polite and super informative. Great customer service and went above and beyond what I expected! Will definitely recommend to everyone I know!

December 30, 2024

The experience Ive had since Ive signed up with Smudz Insurance group is amazing. With the many interactions Ive had dealing with any type of customer service, Ryanne has always been punctual, kind, responsive and professional. I've never had such a personal experience dealing with my auto/home insurance, but Ryanne makes me feel comfortable and confident and at ease. My insurance coverage is never a stress or obligation I feel like I have to deal with. Smudz provides comfort and peace of mind when it comes to insurance!

December 30, 2024

Professional. Timely. Responsive. Diligent. These are just a few of the words that come to mind when I think of these guys. I've used them for my homeowner's insurance two years running now. I am also using them for my General Liability insurance for my new start-up. I have worked with various members of the staff, including one of the owners. Corrisha is a rock star! This team will educate you; help guide you and ultimately help you land where you need to be, all without inflated prices. These guys & gals are top notch, as another reviewer claims. I highly recommend.

December 30, 2024

Rich is a great business partner and provides excellent service on a consistent level. He has helped me with my personal auto and life policies for several years and whenever I have a question based on these policies, he comes off extremely knowledgeable and willing to help. I also have had great experiences with his group, and they take pride in the customer experience.

December 30, 2024

Everyone there is so friendly and ready to help at a moment's notice. I needed some info for closing or my date was going to be pushed back, and within 15 minutes my loan officers request was taken care of. Look no further, this is the insurance company you want on your side!

December 30, 2024

The whole team is professional, attentive, most of all patience. Weve been clients for years. Expanding a line of insurance is easy whether its adding a new driver or adding valuables to a homeowners policy. Great company.

December 30, 2024

Rich and the team at Smudz Insurance Group are phenomenal! Insurance is far from my expertise, and it is helpful to get advice, responsiveness, attention, recommendations & overall amazing care for my family. Rich has gone above and beyond to guide in any decision making and truly has his clients' best interest at hand.

December 30, 2024

I have been with Smudz Insurance Group for 10+ years and would highly recommend Rich and his team. They have handled all our insurance needs through the years, and we couldn't ask for better service. Very friendly, competitive pricing, and great customer service! SIG has gone out of their way to make sure we have the best prices and coverage for our home and vehicles

December 30, 2024

I had been with my insurance company for almost 10 years and like everything my premium renewal increased, ridiculous. I heard positive things about Smudz Ins. I went on their website and requested a quote. To my surprise within 5 minutes, I received a phone call from Chrysta Russell. I was shocked to receive a call so fast. She got some basic information and told me she would contact me the next day with some options after looking. Chrysta was on it! The next day she called me with a great deal, and even better coverage than I had with my old company and for over $1,700 less! She answered all my questions and took the time to go step by step with me when I had questions about my home and auto coverages. I can't say enough positive things about Chrysta. She did a great job! Thank you.

December 30, 2024

Molly is a pleasure to work with. She helped me get a homeowners insurance policy that fits my requirements.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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