Agency website
About us
At KOA Insurance, we understand that insurance isn't one-size-fits-all. Our mission is to provide clear, strategic solutions that protect what matters most in your life. Whether you're looking for home insurance, auto insurance, life insurance, or business insurance, we design coverage tailored to your unique needs.
Our experienced team brings deep industry knowledge and a disciplined approach to risk management. We don't just provide quotes-we analyze exposures, identify gaps, and craft insurance policies that actually work when you need them most. From safeguarding your home and vehicle to securing your family's future and protecting your business, KOA Insurance is committed to keeping you fully covered.
What sets us apart is how we show up: honest guidance, responsive service, and a long-term perspective. Whether you're buying a new home, insuring your car, planning for life's next chapter, or managing business risks, our team ensures you have the right insurance coverage for every situation.
At KOA, we measure success by the relationships we build, not the transactions we make. When you choose us for home insurance, auto insurance, life insurance, or business insurance, you gain a team that delivers real answers, real accountability, and protection you can trust-every time.
What our clients are saying
"Ken is very responsive and knowledgeable . We feel like we have peace of mind having a local agent accessible to answer all our questions. "
"Ken came through for me when I really needed him, helping me secure insurance before a last minute DMV appointment. He also got me a great deal. He was excellent at walking me through my options, providing succinct information to help me make the best decision. You can tell he is truly passionate about insurance and helping people, rare and appreciated! 1000% would recommend."
"Not only did we gain a great tenant in Ken, but we also gained a great agent. Customer service based, knowledgeable, "old school" agent for all our commercial and personal needs! We highly recommend Ken!"
"Ken went above and beyond to make sure my family has the right coverage for our home. He took the time to walk us through our options and made sure we were properly protected. If you have insurance needs, I highly recommend contacting Ken."
"Smooth and seamless switch from another insurance company i have had for 32years!! Tylor was clear and upfront with answering all my questions. Thank you for being professional in every way!"
"I met with Ken today, he's compassionate & very smart. With Ken, you don't just get insurance, you get the peace of mind of quality consultation to discuss your specific needs to determine what coverages are best for you. And on the back end if you have to file a claim, you have a trusted advisor to walk you through the steps, explain the details, and be your advocate. To be a good agent, I believe you start with a good person, and Ken is that. I wholeheartedly recommend KOA."
"Very helpful in reviewing rates, being aware of discounts offered by different companies and checking for bundle offers for home and auto. "
"Ken was extremely knowledgeable, and responsive. He answered all our questions and made sure we had a full understanding of our policy. We were very happy with our experience with Ken."
"Fast and easy to work with"
"Great people. Great service. I know I can trust Ken and his team with all my insurance needs!"
Previous
Next
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteStates we serve
- Connecticut
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Berkshire Hathaway Insurance Company, Bristol West Insurance Company, CNA, CNA Surety, Farmers Insurance Company, The HartfordKen O’Hara Agency Team
Ken O’Hara Agency Reviews
Customer Reviews
Ken is very responsive and knowledgeable . We feel like we have peace of mind having a local agent accessible to answer all our questions.
Ken came through for me when I really needed him, helping me secure insurance before a last minute DMV appointment. He also got me a great deal. He was excellent at walking me through my options, providing succinct information to help me make the best decision. You can tell he is truly passionate about insurance and helping people, rare and appreciated! 1000% would recommend.
Not only did we gain a great tenant in Ken, but we also gained a great agent. Customer service based, knowledgeable, "old school" agent for all our commercial and personal needs! We highly recommend Ken!
Ken went above and beyond to make sure my family has the right coverage for our home. He took the time to walk us through our options and made sure we were properly protected. If you have insurance needs, I highly recommend contacting Ken.
Smooth and seamless switch from another insurance company i have had for 32years!! Tylor was clear and upfront with answering all my questions. Thank you for being professional in every way!
I met with Ken today, he's compassionate & very smart. With Ken, you don't just get insurance, you get the peace of mind of quality consultation to discuss your specific needs to determine what coverages are best for you. And on the back end if you have to file a claim, you have a trusted advisor to walk you through the steps, explain the details, and be your advocate. To be a good agent, I believe you start with a good person, and Ken is that. I wholeheartedly recommend KOA.
Very helpful in reviewing rates, being aware of discounts offered by different companies and checking for bundle offers for home and auto.
Ken was extremely knowledgeable, and responsive. He answered all our questions and made sure we had a full understanding of our policy. We were very happy with our experience with Ken.
Fast and easy to work with
Great people. Great service. I know I can trust Ken and his team with all my insurance needs!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
