About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
AA Lares Insurance are always finding a too save us money. Her team is professional and will educate you on any questions you dont understand. Thats why we've been with her since 2001. Thank you for always being there for us!
My experience with Lares Insurance is the best. Every time I have to call them with a question The receptionist always has the best answer for me. They are very friendly with great altitude and solve my problems immediately. Thank you, Lares Insurance!
Happy and pleased with AA Lares insurance and with my agent Denysse Garcia, I want to be aware of the difference between business use and commercial use auto insurance, since I recently purchased a cargo van, and now we are all up to date. Thanks once again, Denysse and AA Lares.
I got my home insurance and auto insurance bundle up and saved a lot of money, which I couldnt find anywhere else. AA Lares Insurance Services is the place where you wont be disappointed. Thank you for great service!
Today I had the pleasure of speaking with Leslie. She was very knowledgeable regarding my concerns, was fast and able to help me with all my changes, actually was a relief I highly recommend AA Lares Ins no matter who you speak with there always very helpful.
Been with AA Lares Insurance for over a year now, and I have to say they are very good at what they do. From day one, they provided professional service and protected my family with the best coverage!! Thank you Denysse and AA Lares Insurance!
I love this insurance company. Whenever I have any questions, they are always quick to respond. Before I found them, I would normally switch insurance companies each time I have to renew, but Im glad to say that Ive been with them since 2018 and plan to stay.
Highly recommend Lares! Been a customer for over a decade, and they have always offered me the lowest prices with professional service. Quick to respond any time I had a question or needed to make a change.
I would like to thank Judy from AA LARES INSURANCE for taking the time and going the extra mile in helping me with an issue I had in understanding my policy. In the end, everything was explained to me and clearly, with the help of the best customer service representative from AA Lares insurance (Judy). Once again, Judy Thank you!
Friendly staff. Great customer service coupled with reasonable quotes. I recommend AA Lares to anyone. Go try them out. You've got nothing to lose. I've lost count of the many years I have spent with them.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.