About us
Palm Valley Insurance is a locally owned independent insurance agency serving Ponte Vedra, St. Augustine, St Johns, and all of Northeast Florida, providing customized and affordable auto insurance, home insurance, life insurance, boat insurance, and motorcycle insurance. We specialize in protecting Florida families, coastal homeowners, drivers, and recreational vehicle owners with coverage built for real Florida risks.
As a trusted Florida insurance agency, we compare policies from multiple top-rated carriers to find the best rates and coverage for our clients in St. Augustine, Palm Coast, and surrounding Northeast Florida communities. Whether you need auto insurance in Ponte Vedra, St. Augustine, homeowners insurance in St Johns, life insurance in Northeast Florida, or specialized boat and motorcycle insurance, we work to secure the right policy-not just the cheapest one.
Florida's coastal environment brings unique challenges, from hurricanes and flooding to higher liability exposure. Palm Valley Insurance understands these risks and helps clients navigate coverage options for home insurance, car insurance, life insurance, boat insurance, and motorcycle insurance designed specifically for coastal and inland Florida living.
Because we're an independent agency, our loyalty is to you-not a single insurance company. Our clients choose Palm Valley Insurance for local expertise, personalized service, and honest advice they can trust.
Palm Valley Insurance
Your local independent insurance agency for Ponte Vedra, Ponte Vedra Beach, St. Johns, St. Augustine, Nocatee, and Northeast Florida-protecting your car, home, life, boat, and motorcycle.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quote
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
