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About us
About Us
We've been providing stress-free, hassle-free insurance solutions as Direct Insurance Services of MN since 2010. As an independent agency, we represent multiple top-rated insurance companies, allowing us to offer you competitive rates with the right coverage to protect your family, home, and business.
Based in Sauk Rapids, we prioritize customer service, trust, and providing the best options for you. We understand the importance of securing what matters most-your family, home, vehicles, and health-because we have those same concerns. You can trust us to protect you as we would ourselves.
We take pride in delivering high-quality, local, and independent service to our central Minnesota community, both in person and online.
Why Choose Direct Insurance Services of MN?
Trust
Trust is the foundation of our business.
As your local insurance agents, we serve as your legal representatives to the insurance companies. Licensed by the state, we act as your advocate, ensuring your best interests come first-not the insurance company's.
Insurance policies and coverage terms vary widely across companies and states. That's why having a knowledgeable and trustworthy agent on your side is essential.
Your Best Options
As independent agents, we compare coverage and pricing across multiple insurers to find the best plan for you. Rates fluctuate, but we do the work to secure the best deal possible. Whether you prefer to get quotes online or speak with us directly, we're here to help. We can help with all your insurance needs including, home, auto, snowmobile, ice houses, boats, ATV's and all toys. We also offer business: General liability, E&O, Property Insurance, Workers Comp, Commercial auto, Product Liability insurance and many more.
What our clients are saying
"Great reliable people so friendly, nice, funny and they are patient so they'll help you through any insurance problems you night have."
"Kristina is the best! So helpful for someone like me who is overwhelmed with all thing's insurance!"
"I'm so grateful for Hunter. He took the time to get all the info I needed to get insurance the same day I talked to him. Thanks to his help I have my license back and am insured!!!!!"
"I received my first quotes super-fast. It was very thorough and a good rate. My agent is excellent at communication and friendly and professional. I would recommend to everyone."
"I've worked with Kelly for the last 4 years and I can't sing her praises enough. She really works hard to take care of her clients, and she's smart as a whip! I am truly lucky to have her as my agent."
"Hunter is everything you need your insurance agent to be Responsive, Honest, Fast, and he just happens to be funny, he literally got me the lowest rate possible and made it super easy to leave my old insurance company. Not to mention I work overnights, and he was willing to Communicate with me outside of business hours to accommodate my schedule."
"I love the fast response and friendly service that I always receive. I also really appreciate that Tom reviews my policies to make sure that I have the best coverage for the most affordable pricing. I would highly recommend Direct Insurance Service of MN!"
"Ben, went above and beyond for me and I'm so gratefulI worked with other insurance agents, your truly awesome!! I will definitely recommend Ben for friends and family in the future!! Have fun in the sun my friend "
"Ben, went above and beyond for me and I'm so gratefulI worked with other insurance agents, your truly awesome!! I will definitely recommend Ben for friends and family in the future!! Have fun in the sun my friend "
"This is a very professional, yet friendly insurance agency. The agent that I worked with to purchase my auto and homeowners' insurance was very knowledgeable and really went the extra mile to make sure that my needs were covered (pun intended), and to ensure that I received the best deal possible. High praise for the customer service that I received from these folks!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Gym insurance covers costs if someone gets hurt and there's a lawsuit. Talk to an independent insurance agent.
Why choose Direct Insurance Services
States we serve
- Minnesota
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Snowmobile
- Travel Trailer
- Umbrella
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Management of Companies and Enterprises
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
Recommended insurance company partners
Other companies we work with:
Aegis General, Allstate, American Modern, Assurant, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Burns & Wilcox, CNA, Chubb, Coterie Insurance, EMC, GEICO, Hippo Insurance, Homesite, J.C. Taylor, State Auto, TAPCO, Tokio Marine HCCDirect Insurance Services Reviews
Customer Reviews
Great reliable people so friendly, nice, funny and they are patient so they'll help you through any insurance problems you night have.
Kristina is the best! So helpful for someone like me who is overwhelmed with all thing's insurance!
I'm so grateful for Hunter. He took the time to get all the info I needed to get insurance the same day I talked to him. Thanks to his help I have my license back and am insured!!!!!
I received my first quotes super-fast. It was very thorough and a good rate. My agent is excellent at communication and friendly and professional. I would recommend to everyone.
I've worked with Kelly for the last 4 years and I can't sing her praises enough. She really works hard to take care of her clients, and she's smart as a whip! I am truly lucky to have her as my agent.
Hunter is everything you need your insurance agent to be Responsive, Honest, Fast, and he just happens to be funny, he literally got me the lowest rate possible and made it super easy to leave my old insurance company. Not to mention I work overnights, and he was willing to Communicate with me outside of business hours to accommodate my schedule.
I love the fast response and friendly service that I always receive. I also really appreciate that Tom reviews my policies to make sure that I have the best coverage for the most affordable pricing. I would highly recommend Direct Insurance Service of MN!
Ben, went above and beyond for me and I'm so gratefulI worked with other insurance agents, your truly awesome!! I will definitely recommend Ben for friends and family in the future!! Have fun in the sun my friend
Ben, went above and beyond for me and I'm so gratefulI worked with other insurance agents, your truly awesome!! I will definitely recommend Ben for friends and family in the future!! Have fun in the sun my friend
This is a very professional, yet friendly insurance agency. The agent that I worked with to purchase my auto and homeowners' insurance was very knowledgeable and really went the extra mile to make sure that my needs were covered (pun intended), and to ensure that I received the best deal possible. High praise for the customer service that I received from these folks!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
