Agency website
About us
At Foundations Insurance, we are dedicated to helping you understand and maximize the value of your commercial insurance anywhere you are located across the country. Our goal is to make your business insurance more cost-effective while enhancing its value to you. We believe that the insurance we provide is invaluable because it protects everything you have worked hard to build.
As a full-service Independent Insurance Agency specializing in a wide range of commercial insurance products, including coverage for businesses, commercial auto, liability, property, professional liability, media liability, cyber liability and more.
We prioritize giving you the personal attention you deserve. We take pride in putting our business clients first. When you call us, you won't have to navigate a complex voicemail system; our associates are ready to personally answer your call and address all your questions and concerns about our excellent commercial insurance programs.
When speaking to business owners, many insurance agencies say, "You worry about your business and we will worry about your insurance." While this sounds kind and service-oriented, it often implies that either insurance isn't important enough for you to worry about, or that you can't understand it, so they will handle it for you. This approach can lead to agents who don't fully understand your business, guessing at the best coverage or simply offering the cheapest policy.
As your trusted insurance agent we work together with our clients to create a package that provides maximum protection for their business while teaching our clients to transfer risk rather than retain it and to understand the difference between the price of insurance and the cost of not having it. As our clients learn more about insurance, they begin to appreciate its value and the crucial role it plays in the success of their business.
What our clients are saying
"Been a customer here for close to 20 years,, Always feel taken care of.. Very Friendly Staff"
"So far so good, 3 years in. Claims have been easy. Getting information and assistance has been painless."
"I have with them for many years. I have referred many of my family and friend so they can have good insurance and excellent customer service."
"Awesome to work with"
"Wonderful service."
"Foundations has been a great company to get insurance through!"
"Excellent customer service!!! Every time I need something or need to make a change to a policy; they make it quick and easy. Thanks for the great service."
"I have found Foundations Insurance to be both different and extraordinary at what they do and what they know about the insurance products they offer. The thing that truly holds them apart from the rest is the level of through and easy to understand yet practical way that Darron Miller explains these products. They helped teach me a new and empowering way to think about these products and compare these products that is not intuitive. Darron's decades of experience in all sides of the insurance industry (not just selling the products). I can easily say Darron is a true asset to have on your side and as a part of your team when you consider protecting everything you have worked a lifetime for."
"Wonderful customer service and there's no one that can beat their pricing if you qualify for Bear River insurance which is what they carry. Very professional."
"Great group of Insurance specialists. They communicate well, really care and due to their incredible relationships, they can get you the very best quotes since they are a non-captive broker, great group of professionals!"
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose FOUNDATIONS INS
States we serve
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
FOUNDATIONS INS Team
FOUNDATIONS INS Reviews
Customer Reviews
Been a customer here for close to 20 years,, Always feel taken care of.. Very Friendly Staff
So far so good, 3 years in. Claims have been easy. Getting information and assistance has been painless.
I have with them for many years. I have referred many of my family and friend so they can have good insurance and excellent customer service.
Awesome to work with
Wonderful service.
Foundations has been a great company to get insurance through!
Excellent customer service!!! Every time I need something or need to make a change to a policy; they make it quick and easy. Thanks for the great service.
I have found Foundations Insurance to be both different and extraordinary at what they do and what they know about the insurance products they offer. The thing that truly holds them apart from the rest is the level of through and easy to understand yet practical way that Darron Miller explains these products. They helped teach me a new and empowering way to think about these products and compare these products that is not intuitive. Darron's decades of experience in all sides of the insurance industry (not just selling the products). I can easily say Darron is a true asset to have on your side and as a part of your team when you consider protecting everything you have worked a lifetime for.
Wonderful customer service and there's no one that can beat their pricing if you qualify for Bear River insurance which is what they carry. Very professional.
Great group of Insurance specialists. They communicate well, really care and due to their incredible relationships, they can get you the very best quotes since they are a non-captive broker, great group of professionals!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
