Agency website
About us
American Trust Insurance Agency is a family‑run, independent insurance agency serving Myrtle Beach, Conway, and surrounding communities throughout South Carolina, North Carolina, and Connecticut. We deliver a professional insurance experience with a hometown approach, focusing on personalized service and long‑term relationships.
We specialize in Personal Lines insurance, helping individuals and families protect what matters most with tailored coverage for home insurance, auto insurance, renters insurance, condo insurance, and other personal insurance needs. As an independent agency, we work with multiple top‑rated insurance carriers to compare options and secure competitive rates without sacrificing coverage.
When it comes to protecting your company, American Trust Insurance is the best choice for commercial insurance and business insurance because we deliver comprehensive, affordable coverage designed specifically for today's small business insurance needs. From general liability insurance and commercial property insurance to workers compensation insurance, commercial auto insurance, and full business owners policy (BOP) packages, our tailored risk management solutions give you complete peace of mind at competitive rates.
American Trust Insurance Agency is led by owner James D. McManus, CMFC®, AAMS®, who brings over 23 years of industry experience. Our mission is to place clients first by delivering reliable advice, quality protection, and exceptional value while supporting the communities we serve.
Whether you're shopping for affordable auto insurance, reliable homeowners insurance, or reviewing your personal coverage, American Trust Insurance Agency is here to help-because insurance works best when we work together.
What our clients are saying
"American Trust was just what I needed. James the agent, was great and very informative. I will defiantly renew next year."
"Great working relationship."
"James was very tentative and extremely helpful. Able to answer all my questions even non-insurance related. I couldn't ask for a better agent."
"James was quick but thorough with the quotes-helped me get the same coverage for nearly half the price. He caught a significant detail that helped reduce my payment. He was efficient and friendly & I would highly recommend him to anyone looking for Auto Insurance. Thanks James!"
"James is always so helpful. Great experience"
"Pleasant and very easy."
"He helped me will changing the insurance on my car, and I was able to get gap insurance too. Hr was very quick and helped a lot !!! Thanks for a great job !!!"
"Best easiest process!!!"
"James is always so kind and answers any questions you may have with no hesitation! Im a young driver so insurance is expensive, but he has consistently worked with me to lower it! Thank you James!"
"Great service knowledgeable at the job done quickly and efficiently. He really helped me out."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Why choose American Trust Insurance Agency
States we serve
- Connecticut
- North Carolina
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AssuranceAmerica Insurance, GEICO, Next Insurance, Openly InsuranceAmerican Trust Insurance Agency Team
(843) 839-1800
American Trust Insurance Agency Reviews
Customer Reviews
American Trust was just what I needed. James the agent, was great and very informative. I will defiantly renew next year.
Great working relationship.
James was very tentative and extremely helpful. Able to answer all my questions even non-insurance related. I couldn't ask for a better agent.
James was quick but thorough with the quotes-helped me get the same coverage for nearly half the price. He caught a significant detail that helped reduce my payment. He was efficient and friendly & I would highly recommend him to anyone looking for Auto Insurance. Thanks James!
James is always so helpful. Great experience
Pleasant and very easy.
He helped me will changing the insurance on my car, and I was able to get gap insurance too. Hr was very quick and helped a lot !!! Thanks for a great job !!!
Best easiest process!!!
James is always so kind and answers any questions you may have with no hesitation! Im a young driver so insurance is expensive, but he has consistently worked with me to lower it! Thank you James!
Great service knowledgeable at the job done quickly and efficiently. He really helped me out.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
